$99,000
0 CHARTER POINTE Way
Middleburg, FL 32068
MLS# 2136108



Waterfront lot
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Property Description
Located in the highly desirable Black Creek Harbor community, this homesite on Charter Pointe Way offers a rare opportunity to build your dream waterfront home in Middleburg. Priced at $99,000, this partially cleared lot is ideally positioned on Black Creek-a freshwater river that connects to the St. Johns River and provides access all the way to the ocean, making it perfect for boating and outdoor enthusiasts. The property is ready for development, with building plans available and a general contractor in place. The home must be elevated construction on pylons or columns and will require a no-rise study. Enjoy the peaceful, natural surroundings of Black Creek Harbor while still being conveniently located near shopping, dining, and major roadways. Whether you're building now or investing for the future, this property offers strong potential in a sought-after waterfront community. Seller is the listing broker. Owner financing may be available with 50% down.

Details
Location, Tax, and Legal
Country: US
Parcel Number: 12052400621900014
Tax Annual Amount: 762.63
Tax Year: 2025
Tax Legal Description: PT OF LOT 9 BLACK CREEK HARBORAS REC O R 3126 PG 1
Zoning Description: Residential
General Property Information
Lot Size Acres: 1.48
CDD Fee YN: No
Association YN: No
Water Body Access YN: Yes
Waterfront YN: Yes
Senior Community YN: No
Directions: Head South on Blanding towards Middleburg from Orange Park, turn left on Palmetto to Left on Section to Right on Cornell to Right on Charter Point. Sign on the property.
Public Remarks: Located in the highly desirable Black Creek Harbor community, this homesite on Charter Pointe Way offers a rare opportunity to build your dream waterfront home in Middleburg. Priced at $99,000, this partially cleared lot is ideally positioned on Black Creek-a freshwater river that connects to the St. Johns River and provides access all the way to the ocean, making it perfect for boating and outdoor enthusiasts. The property is ready for development, with building plans available and a general contractor in place. The home must be elevated construction on pylons or columns and will require a no-rise study. Enjoy the peaceful, natural surroundings of Black Creek Harbor while still being conveniently located near shopping, dining, and major roadways. Whether you're building now or investing for the future, this property offers strong potential in a sought-after waterfront community. Seller is the listing broker. Owner financing may be available with 50% down.
List Price/Acre: 66891.89
Currently Not Used
Pool Private YN: No
Current Use
Residential: 1
Single Family: 1
Listing Terms
Cash: 1
Owner May Carry: 1
Private Financing Available: 1
Lot Features
Cul-De-Sac: 1
Wetlands: 1
Wooded: 1
Possession
Close Of Escrow: 1
Road Surface Type
Asphalt: 1
Sewer
Private Sewer: 1
Utilities
Electricity Available: 1
View
Creek/Stream: 1
Trees/Woods: 1
Water: 1
Water Source
None: 1
Waterfront Features
Creek: 1
Ocean Access: 1
River Access: 1
Water Body Access Type
Navigable: 1
Development Status
Finished Lot(s): 1
Contract Information
Current Price: $99,000
Property Sub Type: Unimproved Land
Status: Active
List Price: $99,000
Listing Contract Date: 2026-03-20
Location Tax and Legal
Street Name: CHARTER POINTE
Street Suffix: Way
County: Clay
State: FL
Postal Code: 32068
MLS Area Major: 142-Middleburg East
Subdivision Name: Black Creek Harbor
Status Change Information
Major Change Timestamp: 2026-03-22T00:49:13Z
Major Change Type: New Listing
Property Features
Current Use: Residential; Single Family
Lot Features: Cul-De-Sac; Wetlands; Wooded
Sewer: Private Sewer
Utilities: Electricity Available
Water Source: None
View: Creek/Stream; Trees/Woods; Water
Water Body Access Type: Navigable
Waterfront Features: Creek; Ocean Access; River Access
Road Surface Type: Asphalt
Listing Terms: Cash; Owner May Carry; Private Financing Available
Possession: Close Of Escrow
Development Status: Finished Lot(s)

Listing Office: NORTH FLORIDA REALTY ADVISORS

Last Updated: March - 22 - 2026

Information deemed reliable but not guaranteed.