106 BAY Street Neptune Beach, FL 32266 MLS# 2152719 8 beds | 5 baths
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Property Description Offered for the first time in generations, this rare four-plex plus mother-in-law suite presents an exceptional opportunity in the heart of Neptune Beach, just two parcels from the ocean. Enjoy sensational ocean views and a level of privacy rarely found this close to the beach. Long cherished as a private family retreat, the property consists of five updated residences, with up to four units available for rental, offering outstanding income potential. Each residence features its own private entrance, dedicated outdoor living space, courtyards, and adjacent parking. Just steps from beach access and less than a mile from the historic Beaches Town Center, you'll enjoy effortless access to acclaimed restaurants, charming coffee shops, boutique shopping, and vibrant local entertainment. Neptune Beach is one of Northeast Florida's most sought-after coastal communities, celebrated for its laid-back charm, walkable neighborhoods, uncrowded beaches, and strong sense of community.
Details
Documents
Contract Information
Property Attached YN: No
Current Price: $2,890,000
Property Sub Type: Single Family Residence
Status: Active
List Price: $2,890,000
Listing Contract Date: 2026-06-27
Location, Tax, and Legal
Country: US
Parcel Number: 1726800000
Tax Annual Amount: 3024.26
Tax Year: 2025
Tax Legal Description: 2-12 21-2S-29E .175 NEPTUNE S1/2 LOTS 3 4 W 7FT OF
General Property Information
Lot Size Acres: 0.17
Bathrooms Half: 0
Lot Size Dimensions: 120 x 60
Living Area: 4844
Living Area Source: Public Records
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: No
Homestead YN: Yes
Waterfront YN: No
Senior Community YN: No
Direction Faces: South
Directions: JTB to A1A North. Enter Neptune Beach, right onto Bay St. Home on the left, second back from the ocean
Public Remarks: Offered for the first time in generations, this rare four-plex plus mother-in-law suite presents an exceptional opportunity in the heart of Neptune Beach, just two parcels from the ocean. Enjoy sensational ocean views and a level of privacy rarely found this close to the beach. Long cherished as a private family retreat, the property consists of five updated residences, with up to four units available for rental, offering outstanding income potential. Each residence features its own private entrance, dedicated outdoor living space, courtyards, and adjacent parking. Just steps from beach access and less than a mile from the historic Beaches Town Center, you'll enjoy effortless access to acclaimed restaurants, charming coffee shops, boutique shopping, and vibrant local entertainment. Neptune Beach is one of Northeast Florida's most sought-after coastal communities, celebrated for its laid-back charm, walkable neighborhoods, uncrowded beaches, and strong sense of community.
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Furnished: Unfurnished
Stories: 3
Entry Level: 1
List Price/SqFt: 596.61
Bedrooms Total: 8
Bathrooms Full: 5
Bathrooms Total: 5
Year Built: 1933
Appliances
Dishwasher: 1
Electric Oven: 1
Electric Range: 1
Electric Water Heater: 1
Freezer: 1
Microwave: 1
Refrigerator: 1
Construction Materials
Frame: 1
Wood Siding: 1
Cooling
Central Air: 1
Electric: 1
Multi Units: 1
Split System: 1
Varies by Unit: 1
Wall/Window Unit(s): 1
Current Use
Multi-Family: 1
Residential: 1
Exterior Features
Balcony: 1
Courtyard: 1
Fencing
Back Yard: 1
Block: 1
Fenced: 1
Privacy: 1
Other: 1
Fireplace Features
Fireplaces Total: 1
Wood Burning: 1
Flooring
Tile: 1
Heating
Central: 1
Electric: 1
Laundry Features
Electric Dryer Hookup: 1
Lower Level: 1
Levels
Three Or More: 1
Listing Terms
Cash: 1
Conventional: 1
Lot Features
Dead End Street: 1
Parking Features
Parking Lot: 1
Unassigned: 1
Possession
Close Of Escrow: 1
Road Frontage Type
City Street: 1
Road Surface Type
Asphalt: 1
Roof
Membrane: 1
Shingle: 1
Sewer
Public Sewer: 1
Utilities
Cable Available: 1
Electricity Connected: 1
Sewer Connected: 1
Water Connected: 1
View
Beach: 1
Ocean: 1
Water: 1
Water Source
Public: 1
Architectural Style
Multi Generational: 1
Traditional: 1
Patio And Porch Features
Deck: 1
Front Porch: 1
Porch: 1
Side Porch: 1
Interior Features
Ceiling Fan(s): 1
Primary Bathroom - Tub with Shower: 1
Property Condition
Updated/Remodeled: 1
DPR Eligible
DPR Eligible: No
Location Tax and Legal
Street Number: 106
Street Name: BAY
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32266
MLS Area Major: 221-Neptune Beach-East
Subdivision Name: Neptune Beach
Status Change Information
Major Change Timestamp: 2026-06-27T15:10:12Z
Major Change Type: New Listing
Property Features
Architectural Style: Multi Generational; Traditional
Levels: Three Or More
Property Condition: Updated/Remodeled
Appliances: Dishwasher; Electric Oven; Electric Range; Electric Water Heater; Freezer; Microwave; Refrigerator
Fireplace Features: Wood Burning
Interior Features: Ceiling Fan(s); Primary Bathroom - Tub with Shower
Flooring: Tile
Laundry Features: Electric Dryer Hookup; Lower Level
Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected
Cooling: Central Air; Electric; Multi Units; Split System; Varies by Unit; Wall/Window Unit(s)
Heating: Central; Electric
Water Source: Public
Sewer: Public Sewer
Construction Materials: Frame; Wood Siding
Exterior Features: Balcony; Courtyard
Patio And Porch Features: Deck; Front Porch; Porch; Side Porch
Roof: Membrane; Shingle
Parking Features: Parking Lot; Unassigned
Lot Features: Dead End Street
View: Beach; Ocean; Water
Fencing: Back Yard; Block; Fenced; Privacy; Other
Current Use: Multi-Family; Residential
Road Frontage Type: City Street
Road Surface Type: Asphalt
Possession: Close Of Escrow
Listing Terms: Cash; Conventional
Supplements
Whether you're seeking a multi-generational family compound, a premier investment property, or the ultimate beach retreat, this is a once-in-a-generation opportunity to own an irreplaceable piece of one of Florida's most desirable seaside destinations.
Sellers Disclosure 
