$358,000
109 MARSH ISLAND Circle
St. Augustine, FL 32095
MLS# 2132327
3 beds  |  2 baths

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Open House (03/13/2026 - 2:00 pm - 4:30 pm)

Property Description
This home near St. Augustine's Historic District truly checks all the boxes. The roof is less than 10 years old, the HVAC system is brand new, and the water heater is less than two years old. According to FEMA, the property is located in Flood Zone X, a low-risk designation that typically means flood insurance is not required by most lenders, helping keep ownership costs down. 109 Marsh Island Circle is a solid concrete block home built along a quiet lake, offering both durability and peaceful water views. The low-maintenance lot requires minimal landscaping, making it ideal for the discerning buyer seeking easy living without sacrificing location. Enjoy close proximity to everything St. Augustine and Jacksonville have to offer while coming home to a serene waterfront setting. Call today for more information, including tentative insurance quotes, HOA documents, or to schedule your private showing.

Details
Documents
Contract Information
Property Attached YN: No
Current Price: $358,000
Property Sub Type: Single Family Residence
Status: Active
List Price: $358,000
Listing Contract Date: 2026-02-17
Location, Tax, and Legal
Country: US
Parcel Number: 0745312510
Tax Annual Amount: 3800.76
Tax Year: 2025
Tax Legal Description: 28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 251 OR5
Zoning Description: Single Family
Elementary School: Palencia
Middle School: Sebastian
High School: St. Augustine
General Property Information
Lot Size Acres: 0.14
Bathrooms Half: 0
Living Area: 1685
Living Area Source: Public Records
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: Yes
Homestead YN: No
Association Fee: 185
Association Fee Frequency: Quarterly
Association Name: Eagle Creek of St Augustine Homeowners Association
Association Phone: 904 429 7624
Waterfront YN: Yes
Senior Community YN: No
Direction Faces: West
Directions: Direction from St. Augustine old town drive north to O2B Kids. Turn right into Eagle Creek neighborhood and drive straight back to Marsh Island Circle and turn left.
Public Remarks: This home near St. Augustine's Historic District truly checks all the boxes. The roof is less than 10 years old, the HVAC system is brand new, and the water heater is less than two years old. According to FEMA, the property is located in Flood Zone X, a low-risk designation that typically means flood insurance is not required by most lenders, helping keep ownership costs down. 109 Marsh Island Circle is a solid concrete block home built along a quiet lake, offering both durability and peaceful water views. The low-maintenance lot requires minimal landscaping, making it ideal for the discerning buyer seeking easy living without sacrificing location. Enjoy close proximity to everything St. Augustine and Jacksonville have to offer while coming home to a serene waterfront setting. Call today for more information, including tentative insurance quotes, HOA documents, or to schedule your private showing.
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Furnished: Unfurnished
Stories: 1
List Price/SqFt: 212.46
Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Year Built: 2003
Appliances
Dishwasher: 1
Electric Range: 1
Electric Water Heater: 1
Microwave: 1
Refrigerator: 1
Association Amenities
Clubhouse: 1
Playground: 1
Pool: 1
Construction Materials
Block: 1
Concrete: 1
Stucco: 1
Cooling
Central Air: 1
Current Use
Residential: 1
Single Family: 1
Fencing
Chain Link: 1
Flooring
Carpet: 1
Vinyl: 1
Heating
Central: 1
Electric: 1
Laundry Features
In Unit: 1
Levels
One: 1
Listing Terms
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Parking Features
Attached: 1
Possession
Close Of Escrow: 1
Road Surface Type
Asphalt: 1
Roof
Shingle: 1
Security Features
Smoke Detector(s): 1
Sewer
Public Sewer: 1
Utilities
Cable Available: 1
Electricity Connected: 1
Sewer Available: 1
Water Connected: 1
Water Source
Public: 1
Architectural Style
Ranch: 1
Patio And Porch Features
Front Porch: 1
Porch: 1
Screened: 1
Waterfront Features
Canal Front: 1
Interior Features
Eat-in Kitchen: 1
Entrance Foyer: 1
Pantry: 1
Primary Bathroom - Shower No Tub: 1
Primary Downstairs: 1
Split Bedrooms: 1
Vaulted Ceiling(s): 1
DPR Eligible
DPR Eligible: Yes
Room Types
Bathroom 1: 1
Bathroom 1 Level: First
Bathroom 2: 1
Bathroom 2 Level: First
Bedroom 1: 1
Bedroom 1 Level: First
Bedroom 2: 1
Bedroom 2 Level: First
Dining Room: 1
Dining Room Level: First
Kitchen: 1
Kitchen Level: First
Living Room: 1
Living Room Level: First
Primary Bedroom: 1
Primary Bedroom Level: First
Utility Room: 1
Utility Room Level: First
Other Room: 1
Other Room Level: First
Location Tax and Legal
Street Number: 109
Street Name: MARSH ISLAND
Street Suffix: Circle
County: St. Johns
State: FL
Postal Code: 32095
MLS Area Major: 313-Whitecastle/Airport Area
Subdivision Name: Eagle Creek
Status Change Information
Major Change Timestamp: 2026-02-27T19:03:05Z
Major Change Type: New Listing
Property Features
Architectural Style: Ranch
Levels: One
Appliances: Dishwasher; Electric Range; Electric Water Heater; Microwave; Refrigerator
Interior Features: Eat-in Kitchen; Entrance Foyer; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Split Bedrooms; Vaulted Ceiling(s)
Flooring: Carpet; Vinyl
Laundry Features: In Unit
Utilities: Cable Available; Electricity Connected; Sewer Available; Water Connected
Cooling: Central Air
Heating: Central; Electric
Water Source: Public
Sewer: Public Sewer
Security Features: Smoke Detector(s)
Construction Materials: Block; Concrete; Stucco
Patio And Porch Features: Front Porch; Porch; Screened
Roof: Shingle
Parking Features: Attached
Waterfront Features: Canal Front
Fencing: Chain Link
Current Use: Residential; Single Family
Association Amenities: Clubhouse; Playground; Pool
Road Surface Type: Asphalt
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA; VA Loan
Room Types: Bathroom 1; Bathroom 2; Bedroom 1; Bedroom 2; Dining Room; Kitchen; Living Room; Primary Bedroom; Utility Room; Other Room
Room Information
Room Name Level Length Length Width Width Remarks
OtherFirst11.9011.906.806.80Screened Porch
Dining RoomFirst11.1111.118.118.11
KitchenFirst12.1012.109.309.30
Living RoomFirst21.1021.1029.8029.80
Primary BedroomFirst13.2013.2011.2011.20
OtherFirst5.305.306.906.90Walk-In-Closet
Bathroom 1First7.707.706.906.90
Bedroom 1First13.2013.209.509.50
Bathroom 2First8.708.704.804.80
OtherFirst14.1014.108.808.80Foyer
Bedroom 2First12.1012.109.409.40
OtherFirst11.1011.109.809.80Porch
OtherFirst17.1017.1017.1017.10Garage
Utility RoomFirst6.806.802.202.20

Listing Office: REAL BROKER LLC

Last Updated: March - 11 - 2026

Information deemed reliable but not guaranteed.