$519,900
109 OAK TREE Lane
Palatka, FL 32177
MLS# 2155346
4 beds  |  3 baths  |  4702 sqft


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Property Description
Welcome to your ultimate private oasis! This stunning 4-bedroom, 3-bathroom heated pool home is ready for entertaining. The Heart of the Home: A Culinary Masterpiece At the center of this residence is a chef's kitchen that perfectly blends rustic warmth with high-end functionality. Whether you are prepping a weekday dinner or catering a grand soirée, this space is fully equipped: Custom Cabinetry & Granite Countertops: Offering immense storage and beautiful, durable workspaces. Premium Details: Anchored by a classic farmhouse sink and a high-performance gas range. Coffee Bar: A dedicated station to elevate your morning routine. Custom Pecky Cypress Pantry: A gorgeous, architectural focal point providing ample, organized storage.

Details
Contract Information
Property Attached YN: No
Current Price: $519,900
Property Sub Type: Single Family Residence
Status: Active
List Price: $519,900
Listing Contract Date: 2026-07-14
Location, Tax, and Legal
Country: US
Parcel Number: 091026656000000080
Tax Annual Amount: 3368.15
Tax Year: 2025
Tax Legal Description: OAK TREE S/D MB6 P44 LOT 8
General Property Information
Lot Size Acres: 0.5
Bathrooms Half: 0
Living Area: 3380
Living Area Source: Assessor
Building Area Total: 4702
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: No
Homestead YN: Yes
Waterfront YN: No
Senior Community YN: No
Directions: From SR19 & SR20 Intersection head West on SR20, Turn Right on Silver Lake Rd, Continue Right on Francis Church Rd, Right on Oak Tree Ln, House will be on the Right
Public Remarks: Welcome to your ultimate private oasis! This stunning 4-bedroom, 3-bathroom heated pool home is ready for entertaining. The Heart of the Home: A Culinary Masterpiece At the center of this residence is a chef's kitchen that perfectly blends rustic warmth with high-end functionality. Whether you are prepping a weekday dinner or catering a grand soirée, this space is fully equipped: Custom Cabinetry & Granite Countertops: Offering immense storage and beautiful, durable workspaces. Premium Details: Anchored by a classic farmhouse sink and a high-performance gas range. Coffee Bar: A dedicated station to elevate your morning routine. Custom Pecky Cypress Pantry: A gorgeous, architectural focal point providing ample, organized storage.
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Furnished: Unfurnished
Stories: 2
List Price/SqFt: 153.82
Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Year Built: 1987
Appliances
Dishwasher: 1
Gas Range: 1
Gas Water Heater: 1
Microwave: 1
Refrigerator: 1
Tankless Water Heater: 1
Cooling
Central Air: 1
Current Use
Residential: 1
Exterior Features
Outdoor Kitchen: 1
Fencing
Back Yard: 1
Fireplace Features
Fireplaces Total: 1
Wood Burning: 1
Heating
Central: 1
Laundry Features
In Unit: 1
Sink: 1
Levels
Two: 1
Listing Terms
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Lot Features
Corner Lot: 1
Other Structures
Shed(s): 1
Parking Features
Garage: 1
Pool Features
Heated: 1
In Ground: 1
Possession
Close Of Escrow: 1
Road Surface Type
Asphalt: 1
Roof
Metal: 1
Sewer
Septic Tank: 1
Spa Features
Private: 1
Utilities
Electricity Connected: 1
View
Pool: 1
Water Source
Well: 1
Patio And Porch Features
Covered: 1
Front Porch: 1
Side Porch: 1
Interior Features
Ceiling Fan(s): 1
Pantry: 1
Primary Bathroom -Tub with Separate Shower: 1
Vaulted Ceiling(s): 1
Walk-In Closet(s): 1
Rental Restrictions
No Minimum: 1
DPR Eligible
DPR Eligible: Yes
Location Tax and Legal
Street Number: 109
Street Name: OAK TREE
Street Suffix: Lane
County: Putnam
State: FL
Postal Code: 32177
MLS Area Major: 561-Greater Palatka
Subdivision Name: Metes & Bounds
Status Change Information
Major Change Timestamp: 2026-08-18T22:02:13Z
Major Change Type: Back on Market
Price Change Timestamp: 2026-07-27T16:23:34Z
Property Features
Levels: Two
Rental Restrictions: No Minimum
Appliances: Dishwasher; Gas Range; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater
Fireplace Features: Wood Burning
Interior Features: Ceiling Fan(s); Pantry; Primary Bathroom -Tub with Separate Shower; Vaulted Ceiling(s); Walk-In Closet(s)
Laundry Features: In Unit; Sink
Utilities: Electricity Connected
Cooling: Central Air
Heating: Central
Water Source: Well
Sewer: Septic Tank
Other Structures: Shed(s)
Exterior Features: Outdoor Kitchen
Patio And Porch Features: Covered; Front Porch; Side Porch
Pool Features: In Ground; Heated
Spa Features: Private
Roof: Metal
Parking Features: Garage
Lot Features: Corner Lot
View: Pool
Fencing: Back Yard
Current Use: Residential
Road Surface Type: Asphalt
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA; VA Loan
Supplements
Just off the kitchen, the welcoming living room features a cozy wood-burning fireplace--the perfect anchor for cool evenings. Directly adjacent to the living area is a versatile flex room. Ready to adapt to your lifestyle, this space is ideal for a lively game room, a quiet home office, or easily serving as a 5th bedroom. The Entertainer's Dream Backyard While the interior is spectacular, the backyard is where this property truly shines. Step through the back door into a year-round paradise: Heated Pool: Framed by elegant pavers, ensuring the pool season never has to end. Ultimate Outdoor Kitchen: A chef's dream setup featuring concrete countertops, a built-in grill, a stainless flat-top grill, a 2-burner stove, a mini fridge, and an outdoor sink to keep your drinks cold. Spa & Pergola: Wind down under the stars in your private spa, beautifully framed by a relaxing pergola. Covered Front & Back Porches: Giving you multiple spots to enjoy a morning coffee or an evening breeze in the shade. Your Personal Sanctuary & Practical Perks When it is time to unwind, the sprawling master suite offers a daily spa-like retreat: Dual Walk-In Closets: Abundant, separate wardrobe space. Dual Vanities: Ample room for busy mornings. Clawfoot Tub & Walk-In Shower: Choose between a long, deep soak or a refreshing rinse in the beautifully designed walk-in shower. The home's thoughtful layout is rounded out by practical features that make daily living a breeze. Outside, two separate driveways provide an abundance of parking for your guests, plus dedicated space for your boat, RV, and weekend toys. You'll also find a convenient storage shed on-site to keep all your lawn equipment and seasonal gear neatly organized and out of sight. This is more than just a home--it is a lifestyle. Schedule your private tour today to experience this unparalleled entertainer's dream in person!

Listing Office: TIMBER TO TIDES REALTY LLC
Source MLS Verified

Last Updated: August - 18 - 2026

Information deemed reliable but not guaranteed.