Property Description Waterfront living with direct boating access. Built in 2021 on a helical-pile foundation and exempt from flood insurance, this one-of-a-kind architect-designed home offers ~72 feet of frontage on a dredged canal with capacity for large vessels. Inside, vaulted ceilings reach ~21 ft, complemented by custom European woodwork and a natural marble fireplace. Designed for function and flexibility, the home includes private dock piles (build a dock to your spec), community boat ramp, 2 laundry rooms, utility shower, and a 3-car garage sized for full trucks. Technology features include integrated smart home systems, dual EV charging, and generator readiness. Pre-wired and plumbed for an outdoor kitchen, the home also supports future expansion of outdoor living. Built to hurricane-rated standards with steel beam framing, reinforced concrete, 2x6 framing with R19 insulation, and a metal roof with R30 insulation. Located in a private 10-home enclave overlooking preserved marsh and water views.
Association Name: HARBOR CAY HOMEOWNERS ASSOCIATION, INC.
Waterfront YN: No
Senior Community YN: No
Direction Faces: Northwest
Directions: From I-295 N, use the right lane to merge onto FL-116 E/Merrill Rd via the ramp to Wonderwood Connector, turn left onto Fort Caroline Rd, turn right to stay on Fort Caroline Rd, turn left on Starboard Dr., turn left on Beacon Dr, turn right on Harbour N Ct, continue to Harbor Cay Ct toward the end of the cul-de-sac.
Public Remarks: Waterfront living with direct boating access. Built in 2021 on a helical-pile foundation and exempt from flood insurance, this one-of-a-kind architect-designed home offers ~72 feet of frontage on a dredged canal with capacity for large vessels. Inside, vaulted ceilings reach ~21 ft, complemented by custom European woodwork and a natural marble fireplace. Designed for function and flexibility, the home includes private dock piles (build a dock to your spec), community boat ramp, 2 laundry rooms, utility shower, and a 3-car garage sized for full trucks. Technology features include integrated smart home systems, dual EV charging, and generator readiness. Pre-wired and plumbed for an outdoor kitchen, the home also supports future expansion of outdoor living. Built to hurricane-rated standards with steel beam framing, reinforced concrete, 2x6 framing with R19 insulation, and a metal roof with R30 insulation. Located in a private 10-home enclave overlooking preserved marsh and water views.
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Stories: 2
List Price/SqFt: 444.51
Bedrooms Total: 4
Bathrooms Full: 4
Bathrooms Total: 5
Year Built: 2021
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Electric Cooktop: 1
Electric Oven: 1
Electric Water Heater: 1
Freezer: 1
Ice Maker: 1
Induction Cooktop: 1
Microwave: 1
Refrigerator: 1
Washer: 1
Water Softener Owned: 1
Construction Materials
Fiber Cement: 1
Frame: 1
Stucco: 1
Cooling
Central Air: 1
Electric: 1
Multi Units: 1
Zoned: 1
Current Use
Residential: 1
Single Family: 1
Electric
200+ Amp Service: 1
220 Volts in Garage: 1
Whole House Generator: 1
Exterior Features
Balcony: 1
Boat Ramp - Private: 1
Boat Slip: 1
Dock: 1
Impact Windows: 1
Fencing
Back Yard: 1
Fireplace Features
Fireplaces Total: 1
Electric: 1
Flooring
Carpet: 1
Laminate: 1
Tile: 1
Heating
Central: 1
Electric: 1
Heat Pump: 1
Zoned: 1
Laundry Features
Electric Dryer Hookup: 1
In Unit: 1
Lower Level: 1
Sink: 1
Upper Level: 1
Washer Hookup: 1
Levels
Two: 1
Listing Terms
Cash: 1
Conventional: 1
VA Loan: 1
Other: 1
Lot Features
Dead End Street: 1
Sprinklers In Front: 1
Sprinklers In Rear: 1
Parking Features
Electric Vehicle Charging Station(s): 1
Garage: 1
Garage Door Opener: 1
Possession
Close Of Escrow: 1
Other: 1
Road Frontage Type
Private Road: 1
Road Surface Type
Asphalt: 1
Roof
Metal: 1
Security Features
Carbon Monoxide Detector(s): 1
Smoke Detector(s): 1
Sewer
Public Sewer: 1
Smart Home Features
Irrigation: 1
Lighting: 1
Monitoring: 1
Oven: 1
Programmable Thermostat: 1
Refrigerator: 1
Security: 1
Shade Control: 1
Utilities
Cable Connected: 1
Electricity Connected: 1
Sewer Connected: 1
Water Connected: 1
View
Canal: 1
Creek/Stream: 1
Protected Preserve: 1
River: 1
Water: 1
Water Source
Public: 1
Architectural Style
Contemporary: 1
Patio And Porch Features
Front Porch: 1
Porch: 1
Rear Porch: 1
Interior Features
Breakfast Bar: 1
Built-in Features: 1
Butler Pantry: 1
Eat-in Kitchen: 1
Entrance Foyer: 1
Guest Suite: 1
His and Hers Closets: 1
Kitchen Island: 1
Open Floorplan: 1
Pantry: 1
Primary Bathroom -Tub with Separate Shower: 1
Smart Home: 1
Smart Thermostat: 1
Split Bedrooms: 1
Vaulted Ceiling(s): 1
Walk-In Closet(s): 1
DPR Eligible
DPR Eligible: No
Location Tax and Legal
Street Number: 11050
Street Name: HARBOR CAY
Street Suffix: Court
County: Duval
State: FL
Postal Code: 32225
MLS Area Major: 042-Ft Caroline
Subdivision Name: Harbor Cay
Status Change Information
Major Change Timestamp: 2025-10-16T13:27:25Z
Major Change Type: Status Change
Purchase Contract Date: 2025-10-29
Property Features
Architectural Style: Contemporary
Levels: Two
Appliances: Dishwasher; Disposal; Dryer; Electric Cooktop; Electric Oven; Electric Water Heater; Freezer; Ice Maker; Induction Cooktop; Microwave; Refrigerator; Washer; Water Softener Owned
Fireplace Features: Electric
Interior Features: Breakfast Bar; Built-in Features; Butler Pantry; Eat-in Kitchen; Entrance Foyer; Guest Suite; His and Hers Closets; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Smart Home; Smart Thermostat; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s)
Flooring: Carpet; Laminate; Tile
Laundry Features: Electric Dryer Hookup; In Unit; Lower Level; Sink; Upper Level; Washer Hookup
Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected
Cooling: Central Air; Multi Units; Zoned
Heating: Central; Electric; Heat Pump; Zoned
Electric: 200+ Amp Service; 220 Volts in Garage; Whole House Generator
Water Source: Public
Sewer: Public Sewer
Smart Home Features: Irrigation; Lighting; Monitoring; Oven; Programmable Thermostat; Refrigerator; Security; Shade Control
Patio And Porch Features: Front Porch; Porch; Rear Porch
Roof: Metal
Parking Features: Electric Vehicle Charging Station(s); Garage; Garage Door Opener
Lot Features: Dead End Street; Sprinklers In Front; Sprinklers In Rear
View: Canal; Creek/Stream; Protected Preserve; River; Water
Fencing: Back Yard
Current Use: Residential; Single Family
Road Frontage Type: Private Road
Road Surface Type: Asphalt
Possession: Close Of Escrow; Other
Listing Terms: Cash; Conventional; VA Loan; Other
Supplements
Interior Details: European White Oak Kitchen Cabinetry Doors, River Canyon Natural Marble Electric Fireplace with matching European White Oak Cabinetry, Custom Fabricated Loft Staircase, Custom Fabricated Balcony Railings, IKEA PAX Closet System Throughout, 10ft Ceiling Lower Level, 9ft Ceiling Upper Level with ~21ft Vaulted Ceiling Openings, 8ft Solid Core Masonite Doors Lower Level, 7ft Solid Core Masonite Doors Upper Level, Upstairs and Downstairs Laundry, Utility Room Shower, Luxury Engineered Flooring, Swiss Madison St. Tropez Dual-Flush Toilets, and Samsung Bespoke Appliances, SAMFALLD Induction Cooktop. Exterior/Construction Details: Built in 2021 using Hurricane Rated Construction Design, Steel Beam + 2x6 Frame Construction, Helical Pile + Reinforced Concrete Beam and Slab Foundation, R19 Batt Insulation in Walls, Including Garage, Pre-wired Garage A/C, R30 Spray Insulation on Roof, Galvalume Metal Roof, Conventional Framed Sloped Roof with Glulam Engineered Beams, Galvalume Metal 6" Half-Round Gutters and 6" Round Downspouts, Low-E Windsor Windows and Sliding Doors, 3-Car Garage Accommodates Full-size Trucks, Vinyl Seawall, and Pre-Connected for Outdoor Kitchen. Technology: KASA Smart Lighting Controls for both Interior, Exterior, and Landscape LED Lighting, 100 AMP Electric Vehicle Service (Level 2), 50 AMP Electric Vehicle Service (Level 2), Whole-Home Backup Generator Ready, Fiber-to-Modem Connection/Pre-wired COAX/CAT/Audio from Leviton Structured Media Panel, Whole Home Aquasure Water Softener with Triple-Purpose Filter, Dual A/C with Nest Smart Thermostats, B-Hyve Smart Irrigation System, MyQ Wifi Garage Door Openers, and KASA Smart (4) Security Cameras and (1) Doorbell. Location: ~72' Water Frontage with access to dredged waterway that can accommodate most vessels, Access to Harbour Waterway boat ramp, 10-home Private community with $250 annual HOA, Preserved Marsh Views across from home, and Flood Insurance EXEMPT, built at 8'+ elevation.
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