$540,000
117 S 3RD Street
Palatka, FL 32177
MLS# 2102953
3 beds  |  2 baths  |  2708 sqft


117 S 3rd Street Palatka
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117 S 3rd Street Palatka 117 S 3rd exterior 1 117 S 3rd exterior 3 117 S 3rd patio 117 S 3rd exterior 4 117 S 3rd ramp 117 S 3rd backyard 117 S 3rd backyard 1 117 S 3rd backyard 2 117 S 3rd Drone 9 117 S 3rd Drone 8 117 S 3rd Drone 10 117 S 3rd Drone 1 117 S 3rd Drone 2 117 S 3rd Drone 3 117 S 3rd Drone 5 117 S 3rd Drone 6 117 S 3rd Drone 7 117 S 3rd Drone 4 Interior view of front door 117 S 3rd front parlor 2 117 S 3rd front parlor 3 117 S 3rd front parlor 4 117 S 3rd front parlor 5 117 S 3rd front parlor 6 117 S 3rd front parlor 7 117 S 3rd front parlor 8 117 S 3rd front parlor 9 117 S 3rd front parlor 117 S 3rd Dining Room 1 117 S 3rd Dining Room 2 117 S 3rd Dining Room 117 S 3rd sleeping porch.1jpg 117 S 3rd sleeping porch 117 S 3rd Kitchen 1 117 S 3rd Kitchen 2 117 S 3rd Kitchen 3 117 S 3rd Kitchen 4 117 S 3rd Kitchen 5 117 S 3rd Kitchen 6 117 S 3rd Kitchen 117 S 3rd back porch laundry room 1 117 S 3rd back porch laundry room 117 S 3rd back hallway 117 S 3rd back bedroom 1 117 S 3rd back bedroom 117 S 3rd bedrooms hallway 117 S 3rd middle bedroom 117 S 3rd middle bedroom 2 117 S 3rd front bedroom 117 S 3rd white bathroom 1 117 S 3rd white bathroom 2 117 S 3rd white bathroom 117 S 3rd black bathroom 1 117 S 3rd black bathroom 2 117 S 3rd black bathroom 117 S 3rd attic 1 117 S 3rd attic

Property Description
This home offers the best of both worlds, historic character with tasteful modern updates. Many original features including a fireplace, beautiful solid wood front door, sunporch with views of the majestic St Johns River and an enclosed back porch that leads to the backyard that will be your own private oasis. Updated bathrooms and a huge kitchen with new state of the art appliances that any chef would envy. The second story attic is insulated and could be finished to create additional living space. The house is zoned for either commercial or residential use and is within the South Historic District. Located one block from the St Johns River and historic downtown Palatka, this is your opportunity to be a part of Palatka's renaissance!

Details
Documents
Contract Information
Property Attached YN: No
Current Price: $540,000
Property Sub Type: Single Family Residence
Status: Active
List Price: $540,000
Listing Contract Date: 2025-08-07
Location, Tax, and Legal
Country: US
Parcel Number: 421027685001200041
Tax Annual Amount: 3292.07
Tax Year: 2024
Tax Legal Description: DICK'S MAP OF PALATKA MB2 P46 BLK 12 PT OF LOTS 4 & 5 BK129, P393 BK134 PP343 385
Zoning Description: Commercial
High School: Palatka
General Property Information
Lot Size Acres: 0.26
Bathrooms Half: 0
Lot Size Dimensions: 142.42' x 121.50'
Living Area: 2356
Living Area Source: Appraiser
Building Area Total: 2708
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: No
Homestead YN: Yes
Waterfront YN: No
Senior Community YN: No
Direction Faces: West
Directions: From the Memorial bridge head north on Hwy 17. Turn right onto 3rd Street. House will on the left just after the St Johns Avenue intersection.
Public Remarks: This home offers the best of both worlds, historic character with tasteful modern updates. Many original features including a fireplace, beautiful solid wood front door, sunporch with views of the majestic St Johns River and an enclosed back porch that leads to the backyard that will be your own private oasis. Updated bathrooms and a huge kitchen with new state of the art appliances that any chef would envy. The second story attic is insulated and could be finished to create additional living space. The house is zoned for either commercial or residential use and is within the South Historic District. Located one block from the St Johns River and historic downtown Palatka, this is your opportunity to be a part of Palatka's renaissance!
Accessibility Features YN: Yes
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Furnished: Partially
Stories: 2
Entry Level: 1
List Price/SqFt: 229.2
Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Year Built: 1884
Accessibility Features
Accessible Approach with Ramp: 1
Appliances
Dishwasher: 1
Dryer: 1
Gas Range: 1
Gas Water Heater: 1
Washer: 1
Construction Materials
Wood Siding: 1
Cooling
Central Air: 1
Current Use
Commercial: 1
Residential: 1
Single Family: 1
Fencing
Back Yard: 1
Full: 1
Privacy: 1
Vinyl: 1
Wood: 1
Fireplace Features
Fireplaces Total: 1
Wood Burning: 1
Flooring
Tile: 1
Wood: 1
Heating
Central: 1
Laundry Features
In Unit: 1
Lower Level: 1
Sink: 1
Levels
Two: 1
Listing Terms
Cash: 1
Conventional: 1
Lot Features
Historic Area: 1
Parking Features
Additional Parking: 1
Off Street: 1
On Street: 1
Parking Lot: 1
Possession
Close Of Escrow: 1
Road Frontage Type
City Street: 1
Road Surface Type
Asphalt: 1
Paved: 1
Roof
Metal: 1
Sewer
Public Sewer: 1
Utilities
Cable Available: 1
Cable Connected: 1
Electricity Available: 1
Electricity Connected: 1
Natural Gas Available: 1
Natural Gas Connected: 1
Sewer Available: 1
Sewer Connected: 1
Water Available: 1
Water Connected: 1
View
River: 1
Water Source
Public: 1
Architectural Style
Cottage: 1
Victorian: 1
Community Features
Sidewalks: 1
Street Lights: 1
Patio And Porch Features
Front Porch: 1
Side Porch: 1
Terrace: 1
Interior Features
Breakfast Bar: 1
Ceiling Fan(s): 1
Eat-in Kitchen: 1
Primary Downstairs: 1
Property Condition
Updated/Remodeled: 1
Rental Restrictions
No Minimum: 1
Water Body Access Type
City: 1
DPR Eligible
DPR Eligible: Yes
Location Tax and Legal
Street Number: 117
Street Direction Prefix: S
Street Name: 3RD
Street Suffix: Street
County: Putnam
State: FL
Postal Code: 32177
MLS Area Major: 561-Greater Palatka
Subdivision Name: Dicks Map
Status Change Information
Major Change Timestamp: 2026-07-17T21:45:46Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-07-17T21:45:46Z
Property Features
Architectural Style: Cottage; Victorian
Levels: Two
Accessibility Features: Accessible Approach with Ramp
Property Condition: Updated/Remodeled
Rental Restrictions: No Minimum
Appliances: Dishwasher; Dryer; Gas Range; Gas Water Heater; Washer
Fireplace Features: Wood Burning
Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Primary Downstairs
Flooring: Tile; Wood
Laundry Features: In Unit; Lower Level; Sink
Utilities: Cable Available; Cable Connected; Electricity Available; Electricity Connected; Natural Gas Available; Natural Gas Connected; Sewer Available; Sewer Connected; Water Available; Water Connected
Cooling: Central Air
Heating: Central
Water Source: Public
Sewer: Public Sewer
Construction Materials: Wood Siding
Patio And Porch Features: Front Porch; Side Porch; Terrace
Roof: Metal
Parking Features: Additional Parking; Off Street; On Street; Parking Lot
Lot Features: Historic Area
View: River
Fencing: Back Yard; Full; Privacy; Vinyl; Wood
Current Use: Commercial; Residential; Single Family
Community Features: Sidewalks; Street Lights
Road Frontage Type: City Street
Road Surface Type: Asphalt; Paved
Possession: Close Of Escrow
Listing Terms: Cash; Conventional

Listing Office: DUCK REALTY INC
Source MLS Verified

Last Updated: July - 17 - 2026

Information deemed reliable but not guaranteed.