130 CEDAR CREEK Road
Palatka, FL 32177
MLS# 2160567
4 beds | 2 baths
Property DescriptionImagine ending each day watching spectacular sunsets over the St. Johns River from your own private dock. Whether you're boating, fishing, entertaining family and friends, or simply enjoying the peaceful waterfront setting, this move-in-ready retreat delivers the Florida lifestyle buyers have been searching for. Designed with flexibility in mind, this property features a fully separate guest/in-law suite complete with its own private entrance, kitchenette, and full bathroom ideal for extended family, guests, multi-generational living, or a private home office. Outdoor enthusiasts will appreciate the private dock, boat lift, RV hookup, and the included pontoon boat, making it easy to enjoy everything the St. Johns River has to offer from day one. Major recent improvements provide added peace of mind, including a complete professional rewiring of the entire home in 2026, a brand-new electrical panel, and all inspection-related electrical work completed.
Property Attached YN: No
Current Price: $539,900
Property Sub Type: Single Family Residence
Status: Active
List Price: $539,900
Listing Contract Date: 2026-01-09
Country: US
Parcel Number: 350827000000800000
Tax Annual Amount: 4768.51
Tax Year: 2025
Tax Legal Description: PT OF LOT 1 OR 85 P 138
Zoning Description: Residential
Lot Size Acres: 0.86
Bathrooms Half: 0
Living Area: 1451
Living Area Source: Public Records
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: No
Homestead YN: Yes
Waterfront YN: Yes
Senior Community YN: No
Directions: Hwy 17 North, right on Palmetto Bluff Rd. to dead end. Right on Cedar Creek Rd. Home is on the left.
Public Remarks: Imagine ending each day watching spectacular sunsets over the St. Johns River from your own private dock. Whether you're boating, fishing, entertaining family and friends, or simply enjoying the peaceful waterfront setting, this move-in-ready retreat delivers the Florida lifestyle buyers have been searching for. Designed with flexibility in mind, this property features a fully separate guest/in-law suite complete with its own private entrance, kitchenette, and full bathroom ideal for extended family, guests, multi-generational living, or a private home office. Outdoor enthusiasts will appreciate the private dock, boat lift, RV hookup, and the included pontoon boat, making it easy to enjoy everything the St. Johns River has to offer from day one. Major recent improvements provide added peace of mind, including a complete professional rewiring of the entire home in 2026, a brand-new electrical panel, and all inspection-related electrical work completed.
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: Yes
Carport Spaces: 2
Pool Private YN: No
Water Body Access YN: Yes
Furnished: Unfurnished
Stories: 1
List Price/SqFt: 372.09
Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Year Built: 1964
Electric Range: 1
Electric Water Heater: 1
Microwave: 1
Refrigerator: 1
Attic Fan: 1
Central Air: 1
Residential: 1
Single Family: 1
Covered: 1
Detached Carport: 1
Cable Connected: 1
Water Connected: 1
Breakfast Bar: 1
Breakfast Nook: 1
Ceiling Fan(s): 1
Entrance Foyer: 1
Kitchen Island: 1
Split Bedrooms: 1
Bathroom 2: 1
Bathroom 3: 1
Exercise Room: 1
Kitchen: 1
Living Room: 1
Primary Bathroom: 1
Primary Bedroom: 1
Primary Bedroom Level: Main
Street Number: 130
Street Name: CEDAR CREEK
Street Suffix: Road
County: Putnam
State: FL
Postal Code: 32177
MLS Area Major: 563-East Bostwick/Bridgeport/Cedar Creek
Subdivision Name: Cedar Creek
Major Change Timestamp: 2026-08-18T03:04:13Z
Major Change Type: New Listing
Architectural Style: Traditional
Property Condition: Updated/Remodeled
Rental Restrictions: No Minimum
Appliances: Dishwasher; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator
Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Split Bedrooms
Utilities: Cable Connected; Water Connected
Cooling: Attic Fan; Central Air; Electric; Zoned
Heating: Central; Electric; Heat Pump; Hot Water
Water Source: Shared Well
Other Structures: Workshop
Exterior Features: Boat Lift
Patio And Porch Features: Porch; Screened
Parking Features: Covered; Detached Carport; RV Access/Parking
Waterfront Features: River Front
Fencing: Fenced; Privacy; Wrought Iron
Current Use: Residential; Single Family
Road Surface Type: Asphalt
Possession: Close Of Escrow
Listing Terms: Cash; Conventional
Room Types: Bathroom 2; Bathroom 3; Bedroom 2; Bedroom 3; Exercise Room; Kitchen; Living Room; Primary Bathroom; Primary Bedroom
his exceptional waterfront property combines comfort, versatility, and modern updates with endless opportunities for recreation and relaxation. A rare opportunity to own a turnkey riverfront home where unforgettable memories are made.
| Room Name | Level |
| Primary Bedroom | Main |
| Primary Bathroom | |
| Bedroom 2 | |
| Bathroom 2 | |
| Bedroom 3 | |
| Bathroom 3 | |
| Exercise Room | |
| Living Room | |
| Kitchen | |
Listing Office: WATSON REALTY CORP
Last Updated: August - 18 - 2026
Information deemed reliable but not guaranteed.
