1325 SPRUCE Street
Green Cove Springs, FL 32043
MLS# 2157338
4 beds | 2 baths | 1369 sqft
Property DescriptionASSUMABLE LOAN OPPORTUNITY! Take advantage of the seller's existing loan with an attractive 2.75% interest rate, with a balance of $171,607 subject to lender approval and buyer qualification. SELLER OFFERING A $5,000 FLOORING CREDIT! Welcome to 1325 Spruce St, Green Cove Springs! Nestled in the established Shands community with no HOA, this charming home offers the perfect opportunity for first-time buyers, investors, or anyone looking to add their own personal touch. Featuring newer appliances, a functional layout, spacious yard, and great bones, this home is ready for your vision. A few cosmetic updates can truly transform the space and build instant equity. The oversized backyard provides plenty of room for entertaining, pets, or even a future pool.
Current Price: $250,000
Property Sub Type: Single Family Residence
Property Attached YN: No
Status: Active
List Price: $250,000
Listing Contract Date: 2026-07-28
Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1369
Living Area Source: Appraiser
Building Area Total: 1369
Year Built: 2003
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.17
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 1
Entry Level: 1
Senior Community YN: No
Direction Faces: West
Directions: Take I-295 South. Exit onto US-17 South (Roosevelt Blvd/Park Ave) toward Orange Park and Green Cove Springs. Continue on US-17 South for approximately 20 miles into Green Cove Springs. Turn left onto Walnut St. Turn right onto Spruce St. 1325 Spruce St will be on your left.
Public Remarks: ASSUMABLE LOAN OPPORTUNITY! Take advantage of the seller's existing loan with an attractive 2.75% interest rate, with a balance of $171,607 subject to lender approval and buyer qualification. SELLER OFFERING A $5,000 FLOORING CREDIT! Welcome to 1325 Spruce St, Green Cove Springs! Nestled in the established Shands community with no HOA, this charming home offers the perfect opportunity for first-time buyers, investors, or anyone looking to add their own personal touch. Featuring newer appliances, a functional layout, spacious yard, and great bones, this home is ready for your vision. A few cosmetic updates can truly transform the space and build instant equity. The oversized backyard provides plenty of room for entertaining, pets, or even a future pool.
List Price/SqFt: 182.62
Street Number: 1325
Street Name: SPRUCE
Street Suffix: Street
County: Clay
State: FL
Postal Code: 32043
MLS Area Major: 161-Green Cove Springs
Subdivision Name: Shands Platt
Major Change Timestamp: 2026-07-28T13:24:09Z
Major Change Type: New Listing
Architectural Style: A-Frame
Property Condition: Fixer
Appliances: Dishwasher; Disposal; Dryer; Electric Cooktop; Electric Oven; Electric Range; Electric Water Heater; Refrigerator; Washer
Fireplace Features: Electric
Interior Features: Eat-in Kitchen; Pantry; Primary Bathroom - Tub with Shower; Split Bedrooms
Flooring: Carpet; Luxury Vinyl
Laundry Features: In Unit
Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected
Electric: 200+ Amp Service
Construction Materials: Vinyl Siding
Parking Features: Garage; Garage Door Opener
Community Features: Sidewalks; Street Lights
Road Frontage Type: City Street
Possession: Close Of Escrow
Listing Terms: Assumable; Cash; Conventional; FHA; VA Loan
Conveniently located just minutes from historic downtown Green Cove Springs, the St. Johns River, parks, shopping, dining, and schools, this home offers the perfect combination of location, value, and potential. Don't miss your chance to make it your own! All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
Listing Office: DJ & LINDSEY REAL ESTATE
Last Updated: October - 21 - 2026
Information deemed reliable but not guaranteed.
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