Property Attached YN: No

Current Price: $425,000

Property Sub Type: Single Family Residence

Status: Active

List Price: $425,000

Listing Contract Date: 2025-10-16

Country: US

Parcel Number: 371127825300200012

Tax Annual Amount: 7061.95

Tax Year: 2024

Tax Legal Description: ST JOHNS RIVERSIDE ESTATES RIVEROAKS SECTION MB4 P

Elementary School: Browning Pearce

High School: Palatka

Lot Size Acres: 0.9

Bathrooms Half: 0

Living Area: 1832

Living Area Source: Appraiser

CDD Fee YN: No

Accessory Dwelling Unit Y/N: No

Association YN: No

Homestead YN: No

Waterfront YN: Yes

Water Frontage Feet: 151

Senior Community YN: No

Directions: 95 South to CR207, to HWY 17 East Palatka, turn right continue to Satsuma, turn left on Horse Landing Road, to left on Finnigan. Home at end of road in culdesac.

Public Remarks: Fishermans paradise! Bring your boat and fishing rods.Experience the best of Florida waterfront living in this beautiful two story home on a deep water lot just minutes from the St Johns River. Featuring four spacious bedrooms and three full bathrooms, this home offers a perfect blend of modern comfort and coastal charm. Inside you'll find gleaming hardwood floors, a modern kitchen with granite countertops, and sun-filled living spaces that capture serene water views from every angle. HVAC less than 1 year and newer water heater .The professionally encapsulated crawlspace by Alpha Foundations ensures year-round protection and efficiency. Step outside to your private dock equipped with water, electric, and a boat lift-ideal for quick getaways for peace of mind and easy access to nearby waterfront restaurants, this property is truly a fisherman's paradise and a dream retreat for those who love the water.

Accessibility Features YN: No

New Construction YN: No

Garage YN: Yes

Garage Spaces: 2

Carport YN: No

Pool Private YN: No

Water Body Access YN: Yes

Furnished: Unfurnished

Stories: 2

Entry Level: 1

List Price/SqFt: 231.99

Bedrooms Total: 4

Bathrooms Full: 3

Bathrooms Total: 3

Year Built: 1975

Dryer: 1

Electric Oven: 1

Electric Range: 1

Electric Water Heater: 1

Refrigerator: 1

Washer: 1

Wood Siding: 1

Central Air: 1

Electric: 1

Residential: 1

Single Family: 1

Boat Lift: 1

Boat Slip: 1

Dock: 1

Laminate: 1

Tile: 1

Wood: 1

Central: 1

Electric: 1

In Garage: 1

Lower Level: 1

One and One Half: 1

Cash: 1

Conventional: 1

FHA: 1

USDA Loan: 1

VA Loan: 1

Dead End Street: 1

Wetlands: 1

Shed(s): 1

Attached: 1

Garage: 1

Garage Door Opener: 1

Close Of Escrow: 1

Membrane: 1

Shingle: 1

Fire Alarm: 1

Smoke Detector(s): 1

Private Sewer: 1

Septic Tank: 1

Cable Available: 1

Electricity Connected: 1

Private: 1

Well: 1

Traditional: 1

Deck: 1

Porch: 1

Rear Porch: 1

Screened: 1

Creek: 1

Navigable Water: 1

Ocean Access: 1

Seawall: 1

Breakfast Bar: 1

Ceiling Fan(s): 1

Entrance Foyer: 1

Primary Bathroom - Tub with Shower: 1

Primary Downstairs: 1

Smart Thermostat: 1

Walk-In Closet(s): 1

DPR Eligible: Yes

Bathroom 2: 1

Bathroom 2 Level: Main

Bathroom 4: 1

Bathroom 4 Level: Upper

Bedroom 3: 1

Bedroom 3 Level: Upper

Dining Room: 1

Dining Room Level: Main

Family Room: 1

Family Room Level: Main

Primary Bedroom: 1

Primary Bedroom Level: Main

Street Number: 145

Street Name: FINNIGAN

Street Suffix: Road

County: Putnam

State: FL

Postal Code: 32189

MLS Area Major: 564-East Palatka/San Mateo/N Satsuma/Orange Mills

Subdivision Name: St Johns Riverside Ests M

Major Change Timestamp: 2026-02-16T19:36:58Z

Major Change Type: Price Reduced

Price Change Timestamp: 2026-02-16T19:36:58Z