145 SAILORS LANDING Court
St. Augustine, FL 32084
MLS# 2143241
3 beds | 3 baths
Open House (08/01/2026 - 12:00 pm - 3:00 pm)
Property DescriptionAssumable 5.00% FHA Loan! Why pay today's higher interest rates? Qualified buyers may have the opportunity to assume the seller's existing 5.00% FHA mortgage, potentially saving $200-$350 per month compared to obtaining a new loan at current market rates. That's thousands of dollars in potential savings over the coming years, while enjoying a lower monthly payment. **Assumption is subject to lender approval and buyer qualification. MOTIVATED SELLERS!! Welcome to this beautifully maintained 2022-LGI Builder Home with thousands in upgrades in St. Augustine, offering modern design and move-in ready convenience. This 3-4 bedroom,(4th bedroom non comforming) 2.5-bath home features an open-concept layout filled with natural light, perfect for both everyday living & entertaining. The kitchen showcases quartz countertops, stainless steel appliances, & plenty of counter & cabinet space, enjoy the open floorplan into the main living area.
Property Attached YN: No
Current Price: $399,999
Property Sub Type: Single Family Residence
Status: Active
List Price: $399,999
Listing Contract Date: 2026-05-02
Country: US
Parcel Number: 0956012160
Tax Annual Amount: 4769.9
Tax Year: 2025
Tax Legal Description: 108/1-35 MORGANS COVE LOT 216 OR5631/1188
Zoning Description: Residential
Lot Size Acres: 0.15
Bathrooms Half: 1
Living Area: 1796
Living Area Source: Assessor
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: Yes
Homestead YN: Yes
Association Fee: 350
Association Fee Frequency: Annually
Waterfront YN: No
Senior Community YN: No
Directions: 214 to Morgans Treasure Rd 1.3 miles left onto Sailors Landing Ct on your left 145 Sailors Landing Ct
Public Remarks: Assumable 5.00% FHA Loan! Why pay today's higher interest rates? Qualified buyers may have the opportunity to assume the seller's existing 5.00% FHA mortgage, potentially saving $200-$350 per month compared to obtaining a new loan at current market rates. That's thousands of dollars in potential savings over the coming years, while enjoying a lower monthly payment. **Assumption is subject to lender approval and buyer qualification. MOTIVATED SELLERS!! Welcome to this beautifully maintained 2022-LGI Builder Home with thousands in upgrades in St. Augustine, offering modern design and move-in ready convenience. This 3-4 bedroom,(4th bedroom non comforming) 2.5-bath home features an open-concept layout filled with natural light, perfect for both everyday living & entertaining. The kitchen showcases quartz countertops, stainless steel appliances, & plenty of counter & cabinet space, enjoy the open floorplan into the main living area.
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Furnished: Unfurnished
List Price/SqFt: 222.72
Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 3
Electric Cooktop: 1
Electric Oven: 1
Electric Range: 1
Electric Water Heater: 1
Microwave: 1
Refrigerator: 1
Maintenance Grounds: 1
Park: 1
Central Air: 1
Electric: 1
Residential: 1
Single Family: 1
Electric Dryer Hookup: 1
In Unit: 1
Dead End Street: 1
Few Trees: 1
Additional Parking: 1
Covered: 1
Garage: 1
Garage Door Opener: 1
Cable Available: 1
Cable Connected: 1
Electricity Available: 1
Electricity Connected: 1
Natural Gas Not Available: 1
Sewer Connected: 1
Water Available: 1
Water Connected: 1
Breakfast Bar: 1
Ceiling Fan(s): 1
Eat-in Kitchen: 1
Entrance Foyer: 1
Kitchen Island: 1
Open Floorplan: 1
Pantry: 1
Primary Bathroom - Shower No Tub: 1
Street Number: 145
Street Name: SAILORS LANDING
Street Suffix: Court
County: St. Johns
State: FL
Postal Code: 32084
MLS Area Major: 336-Ravenswood/West Augustine
Subdivision Name: Morgans Cove
Major Change Timestamp: 2026-05-03T01:43:22Z
Major Change Type: New Listing
Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Oven; Electric Range; Electric Water Heater; Freezer; Ice Maker; Microwave; Refrigerator; Water Softener Rented
Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s)
Flooring: Carpet; Laminate; Tile
Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup
Utilities: Cable Available; Cable Connected; Electricity Available; Electricity Connected; Natural Gas Not Available; Sewer Connected; Water Available; Water Connected
Cooling: Central Air; Electric
Heating: Central; Electric; Heat Pump; Hot Water
Smart Home Features: Lighting; Locks
Security Features: Smoke Detector(s)
Construction Materials: Composition Siding
Patio And Porch Features: Covered; Patio; Rear Porch
Parking Features: Additional Parking; Covered; Garage; Garage Door Opener
Lot Features: Dead End Street; Few Trees; Sprinklers In Front
Fencing: Back Yard; Vinyl
Current Use: Residential; Single Family
Association Amenities: Maintenance Grounds; Park; Playground
Association Fee Includes: Maintenance Grounds
Community Features: Curbs; Sidewalks; Street Lights
Road Surface Type: Asphalt; Paved
Possession: Close Of Escrow
Listing Terms: Assumable; Cash; Conventional; FHA; VA Loan
The spacious primary suite offers a private retreat, while additional bedrooms provide flexibility for guests plus a flex room for a 4th bedroom or an office. Enjoy outdoor living on the covered patio overlooking the backyard. Make memories with family & friends on this stunning paver patio & fully fenced back yard. Conveniently located just minutes from historic downtown St.Augustine, beaches, shopping, and dining. The 5% assumumable could save you THOUSANDS in closing cost & interest
Listing Office: WATSON REALTY CORP
Last Updated: July - 30 - 2026
Information deemed reliable but not guaranteed.
Seller Property Disclosure 
