Property Description VA BUYERS -- A 4.75% VA LOAN ASSUMPTION OPPORTUNITY LIKE THIS DOESN'T COME AROUND OFTEN. A qualified VA-eligible buyer may be able to assume the seller's existing 4.75% VA loan with approximately a 12% equity contribution, subject to lender/VA approval, buyer qualification, sufficient VA entitlement for substitution, and the final loan balance at closing.
And the financing opportunity is only the beginning.
Built in 2022, this 5-bedroom, 3-bath home offers 2,782 square feet of thoughtfully designed living space in the boutique Eagle Bend/Hidden Bluff community. Instead of waiting months for new construction--or paying additional costs for upgrades--you can move into a nearly new home that already has the features buyers are looking for.
The open-concept main level features 9-foot ceilings, luxury vinyl plank flooring, quartz countertops, 42-inch soft-close cabinetry, stainless steel appliances, and a large breakfast bar designed for everyday living and entertaining.
Details
Documents
Contract Information
Current Price: $452,900
Property Sub Type: Single Family Residence
Property Attached YN: No
Status: Active
List Price: $452,900
Listing Contract Date: 2025-12-04
General Property Information
Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2769
Living Area Source: Public Records
Building Area Total: 3519
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.17
Association YN: Yes
Association Fee: 119
Association Fee Frequency: Monthly
Association Name: Hidden Bluff
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: 1
Senior Community YN: No
Directions: From I-295, take Exit 40 (Alta Drive). Head north for approximately 8 miles to Cody Creek Ct. The home will be on your right.
Public Remarks: VA BUYERS -- A 4.75% VA LOAN ASSUMPTION OPPORTUNITY LIKE THIS DOESN'T COME AROUND OFTEN. A qualified VA-eligible buyer may be able to assume the seller's existing 4.75% VA loan with approximately a 12% equity contribution, subject to lender/VA approval, buyer qualification, sufficient VA entitlement for substitution, and the final loan balance at closing.
And the financing opportunity is only the beginning.
Built in 2022, this 5-bedroom, 3-bath home offers 2,782 square feet of thoughtfully designed living space in the boutique Eagle Bend/Hidden Bluff community. Instead of waiting months for new construction--or paying additional costs for upgrades--you can move into a nearly new home that already has the features buyers are looking for.
The open-concept main level features 9-foot ceilings, luxury vinyl plank flooring, quartz countertops, 42-inch soft-close cabinetry, stainless steel appliances, and a large breakfast bar designed for everyday living and entertaining.
List Price/SqFt: 163.56
DPR Eligible
DPR Eligible: Yes
Room Types
Bathroom 2 Level: Main
Bedroom 2 Level: First
Bedroom 3 Level: Second
Bedroom 4 Level: Second
Bedroom 5 Level: Second
Kitchen Level: Main
Laundry Level: Main
Loft Level: Second
Primary Bathroom Level: Main
Primary Bedroom Level: First
Location Tax and Legal
Street Number: 16640
Street Name: CODY CREEK
Street Suffix: Court
County: Duval
State: FL
Postal Code: 32226
MLS Area Major: 092-Oceanway/Pecan Park
Subdivision Name: Hidden Bluff
Status Change Information
Major Change Timestamp: 2026-08-18T13:56:40Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-08-18T13:56:40Z
Property Features
Levels: Two
Appliances: Convection Oven; Dishwasher; Disposal; Double Oven; Dryer; Electric Oven; Electric Water Heater; Ice Maker; Microwave; Refrigerator; Washer; Water Softener Owned
VA BUYERS -- A 4.75% VA LOAN ASSUMPTION OPPORTUNITY LIKE THIS DOESN'T COME AROUND OFTEN. A qualified VA-eligible buyer may be able to assume the seller's existing 4.75% VA loan with approximately a 12% equity contribution, subject to lender/VA approval, buyer qualification, sufficient VA entitlement for substitution, and the final loan balance at closing.
And the financing opportunity is only the beginning.
Built in 2022, this 5-bedroom, 3-bath home offers 2,782 square feet of thoughtfully designed living space in the boutique Eagle Bend/Hidden Bluff community. Instead of waiting months for new construction--or paying additional costs for upgrades--you can move into a nearly new home that already has the features buyers are looking for.
The open-concept main level features 9-foot ceilings, luxury vinyl plank flooring, quartz countertops, 42-inch soft-close cabinetry, stainless steel appliances, and a large breakfast bar designed for everyday living and entertaining.
The floor plan is especially versatile. The primary suite is downstairs, along with a second bedroom and full bath--ideal for guests, a private office, or multigenerational living. Upstairs are three additional bedrooms, another full bath, and an oversized loft that can become a media room, game room, home office, or second living area.
Step outside to the screened lanai and enjoy a backyard with room to relax, grill, entertain, or make it your own.
The home sits on a quiet cul-de-sac in an intimate community of approximately 30 homes with limited through traffic, a community playground and jogging path. And one of the biggest advantages:
NO CDD FEES.
Conveniently located near River City Marketplace, shopping, dining, I-295, I-95 and Jacksonville International Airport, this home combines space, convenience and a financing opportunity that can be extremely difficult to duplicate.
5 Bedrooms | 3 Full Baths | 2,782 Sq Ft | Built 2022
Primary + Additional Bedroom Downstairs
Large Upstairs Loft
Screened Lanai
Cul-de-Sac Location
Boutique Community
NO CDD
Move-In Ready
Potential 4.75% VA Loan Assumption
Why wait to build when the home--and potentially the 4.75% financing--is already here? Schedule your private showing today.
Financing disclosure: Seller will consider assumption of the existing VA loan by a qualified VA-eligible buyer with sufficient entitlement for substitution. Approximately 12% equity contribution is an estimate and will vary based on purchase price and the outstanding loan balance at closing. Loan assumption is subject to servicer/lender and VA approval. Other buyers may purchase the property using other acceptable financing or cash.