$529,999
245 CRYSTAL COVE Drive
Palatka, FL 32177
MLS# 2160351
4 beds  |  2 baths  |  3294 sqft

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Property Description
Welcome to 245 Crystal Cove Drive, where Southern charm meets the relaxed rhythm of river-town living. This character-filled 4-bedroom, 2-bath home offers approximately 2,076 square feet, a split-bedroom floor plan and a spacious three-bay garage. Soaring ceilings, sun-filled rooms, a cozy fireplace and distinctive built-ins give the home a warmth all its own. Beyond the doors, a screened lanai and private saltwater pool create the perfect setting for slow mornings and easy Florida evenings. Enjoy scenic St. Johns River views, with Crystal Cove Marina and a public boat ramp just steps away--launch the boat and spend the day on the water. Minutes from historic Downtown Palatka and centrally located to St. Augustine, Jacksonville, Gainesville, Ocala, Daytona Beach and Orlando. Select images feature AI-assisted design concepts for visual presentation purposes only.

Details
Documents
Contract Information
Property Attached YN: No
Current Price: $529,999
Property Sub Type: Single Family Residence
Status: Active
List Price: $529,999
Listing Contract Date: 2026-08-15
Location, Tax, and Legal
Country: US
Parcel Number: 370926185500000260
Tax Annual Amount: 9848.63
Tax Year: 2025
Tax Legal Description: CRYSTAL COVE S/D MB6 P67 LOT 26 ( MAP SHEETS 37D &
Zoning Description: Residential
General Property Information
Lot Size Acres: 0.43
Bathrooms Half: 0
Living Area: 2076
Living Area Source: Assessor
Building Area Total: 3294
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: No
Homestead YN: Yes
Waterfront YN: No
Senior Community YN: No
Directions: From Downtown Palatka, travel north on US-17. Turn right onto Comfort Road and continue into the Crystal Cove community. Pass Crystal Cove Marina and the boat ramp, then turn right onto Crystal Cove Drive. The property will be on the left at 245 Crystal Cove Drive.
Public Remarks: Welcome to 245 Crystal Cove Drive, where Southern charm meets the relaxed rhythm of river-town living. This character-filled 4-bedroom, 2-bath home offers approximately 2,076 square feet, a split-bedroom floor plan and a spacious three-bay garage. Soaring ceilings, sun-filled rooms, a cozy fireplace and distinctive built-ins give the home a warmth all its own. Beyond the doors, a screened lanai and private saltwater pool create the perfect setting for slow mornings and easy Florida evenings. Enjoy scenic St. Johns River views, with Crystal Cove Marina and a public boat ramp just steps away--launch the boat and spend the day on the water. Minutes from historic Downtown Palatka and centrally located to St. Augustine, Jacksonville, Gainesville, Ocala, Daytona Beach and Orlando. Select images feature AI-assisted design concepts for visual presentation purposes only.
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Furnished: Unfurnished
Stories: 1
List Price/SqFt: 255.3
Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Year Built: 1998
Appliances
Convection Oven: 1
Dishwasher: 1
Microwave: 1
Refrigerator: 1
Construction Materials
Stucco: 1
Cooling
Central Air: 1
Electric: 1
Current Use
Residential: 1
Fireplace Features
Fireplaces Total: 1
Flooring
Laminate: 1
Plank in Flooring: 1
Tile: 1
Heating
Central: 1
Electric: 1
Hot Water: 1
Natural Gas: 1
Laundry Features
Electric Dryer Hookup: 1
Washer Hookup: 1
Levels
One: 1
Listing Terms
Cash: 1
Conventional: 1
FHA: 1
USDA Loan: 1
VA Loan: 1
Parking Features
Attached: 1
Garage: 1
Garage Door Opener: 1
Off Street: 1
Pool Features
In Ground: 1
Salt Water: 1
Screen Enclosure: 1
Possession
Close Of Escrow: 1
Road Frontage Type
City Street: 1
Roof
Metal: 1
Utilities
Cable Available: 1
Electricity Available: 1
View
River: 1
Water: 1
Water Source
Public: 1
Architectural Style
Ranch: 1
Traditional: 1
Patio And Porch Features
Porch: 1
Rear Porch: 1
Screened: 1
Interior Features
Built-in Features: 1
Ceiling Fan(s): 1
Entrance Foyer: 1
Kitchen Island: 1
Pantry: 1
Primary Bathroom -Tub with Separate Shower: 1
Split Bedrooms: 1
Walk-In Closet(s): 1
Property Condition
Updated/Remodeled: 1
DPR Eligible
DPR Eligible: Yes
Location Tax and Legal
Street Number: 245
Street Name: CRYSTAL COVE
Street Suffix: Drive
County: Putnam
State: FL
Postal Code: 32177
MLS Area Major: 561-Greater Palatka
Subdivision Name: Crystal Cove
Status Change Information
Major Change Timestamp: 2026-08-15T18:06:22Z
Major Change Type: New Listing
Property Features
Architectural Style: Ranch; Traditional
Levels: One
Property Condition: Updated/Remodeled
Appliances: Convection Oven; Dishwasher; Microwave; Refrigerator
Interior Features: Built-in Features; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s)
Flooring: Laminate; Plank in Flooring; Tile
Laundry Features: Electric Dryer Hookup; Washer Hookup
Utilities: Cable Available; Electricity Available
Cooling: Central Air; Electric
Heating: Central; Electric; Hot Water; Natural Gas
Water Source: Public
Construction Materials: Stucco
Patio And Porch Features: Porch; Rear Porch; Screened
Pool Features: In Ground; Salt Water; Screen Enclosure
Roof: Metal
Parking Features: Attached; Garage; Garage Door Opener; Off Street
View: River; Water
Current Use: Residential
Road Frontage Type: City Street
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA; USDA Loan; VA Loan
Supplements
Set within the riverfront community of Crystal Cove, this home captures the ease and beauty of Northeast Florida living. Although the property is not directly riverfront, scenic views of the St. Johns River can be enjoyed from multiple areas of the home. Crystal Cove Marina and a nearby public boat ramp are just steps away, making spontaneous days on the water beautifully simple launch the boat, cast a line, cruise the river or settle in to watch the evening sky. Historic Downtown Palatka is only minutes away, offering locally owned boutiques, restaurants, community gatherings and waterfront events. Palatka's central location also makes it easy to enjoy many of North and Central Florida's favorite destinations: Approximately 30 miles to St. Augustine Approximately 45 miles to Gainesville Approximately 50 miles to Jacksonville Approximately 50 miles to Ocala Approximately 55 miles to Daytona Beach Approximately 90 miles to Orlando Some listing photographs have been digitally altered using AI to illustrate the possibilities of select cosmetic updates, including flooring, fireplace and design enhancements. These conceptual images are provided for visual presentation purposes only and may not reflect the property's current condition, materials or included features. Buyers should rely upon in-person observations, inspections and verified property information. Improvement quotes may be available upon request.

Listing Office: MAXREV, LLC
Source MLS Verified

Last Updated: August - 15 - 2026

Information deemed reliable but not guaranteed.