Property Description LOCATION, SPACE & FLORIDA LIVING -- this spacious Terra Costa home delivers it all! Located in a desirable gated Jacksonville community with resort-style amenities and NO CDD fee, this impressive 5-bedroom, 5.5-bath home offers more than 4,000 square feet of living space, a 3-car tandem garage, first-floor primary suite and exceptional indoor/outdoor living. Terra Costa offers a convenient location just minutes from Jacksonville's beaches, Mayo Clinic, UNF, St. Johns Town Center, shopping, dining and major roadways, while still providing the privacy and peaceful setting of a tucked-away gated community. Designed with room for everyone, the flexible floor plan includes formal living and dining spaces, an open-concept kitchen and family room, everyday dining area and a large upstairs loft/bonus room. The first floor features the spacious primary suite PLUS a secondary bedroom with its own en-suite bath--ideal for guests, multigenerational living or a private home office. Upstairs
Details
Documents
Contract Information
Current Price: $995,000
Property Sub Type: Single Family Residence
Property Attached YN: No
Status: Pending
List Price: $995,000
Listing Contract Date: 2026-09-23
General Property Information
Bedrooms Total: 5
Bathrooms Full: 5
Bathrooms Half: 1
Bathrooms Total: 6
Living Area: 4077
Living Area Source: Public Records
Year Built: 2018
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.17
Lot Size Dimensions: 53.74x120x69x120
Association YN: Yes
Association Fee: 165.78
Association Fee Frequency: Monthly
Association Name: Terra Costa HOA
Association Phone: 904-448-3649
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: 1
Senior Community YN: No
Directions: From I295, exit East onto Beach Blvd. From Beach Blvd, turn Left into Terra Costa on Lucena Lane. Turn Right onto Montilla Dr to home on left.
Public Remarks: LOCATION, SPACE & FLORIDA LIVING -- this spacious Terra Costa home delivers it all! Located in a desirable gated Jacksonville community with resort-style amenities and NO CDD fee, this impressive 5-bedroom, 5.5-bath home offers more than 4,000 square feet of living space, a 3-car tandem garage, first-floor primary suite and exceptional indoor/outdoor living. Terra Costa offers a convenient location just minutes from Jacksonville's beaches, Mayo Clinic, UNF, St. Johns Town Center, shopping, dining and major roadways, while still providing the privacy and peaceful setting of a tucked-away gated community. Designed with room for everyone, the flexible floor plan includes formal living and dining spaces, an open-concept kitchen and family room, everyday dining area and a large upstairs loft/bonus room. The first floor features the spacious primary suite PLUS a secondary bedroom with its own en-suite bath--ideal for guests, multigenerational living or a private home office. Upstairs
List Price/SqFt: 244.05
DPR Eligible
DPR Eligible: No
Location Tax and Legal
Street Number: 2926
Street Name: MONTILLA
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32246
MLS Area Major: 025-Intracoastal West-North Of Beach Blvd
Subdivision Name: Terra Costa
Status Change Information
Major Change Timestamp: 2026-10-22T13:04:08Z
Major Change Type: Status Change
Purchase Contract Date: 2026-10-20
Property Features
Architectural Style: Spanish
Levels: Two
Property Condition: Updated/Remodeled
Rental Restrictions: 1 Year
Appliances: Dishwasher; Disposal; Electric Oven; Gas Cooktop; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater
Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Guest Suite; His and Hers Closets; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s)
Flooring: Carpet; Tile; Wood
Laundry Features: Electric Dryer Hookup; In Unit; Lower Level
Utilities: Cable Connected; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected
Cooling: Central Air
Heating: Central; Electric
Electric: 220 Volts in Garage
Water Source: Public
Sewer: Public Sewer
Security Features: Carbon Monoxide Detector(s); Fire Alarm; Security Gate
Construction Materials: Frame; Stucco
Patio And Porch Features: Covered; Rear Porch; Screened
Roof: Concrete; Tile
Parking Features: Attached; Garage
Lot Features: Sprinklers In Front; Sprinklers In Rear
View: Protected Preserve
Fencing: Back Yard; Fenced; Wrought Iron
Current Use: Residential; Single Family
Association Amenities: Barbecue; Community Pool; Gated
Community Features: Curbs; Gated; Sidewalks; Street Lights
Road Frontage Type: Private Road
Road Surface Type: Asphalt
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; VA Loan
Supplements
you'll find three additional bedrooms, bathrooms and an oversized bonus/loft offering even more living space. At the heart of the home, the kitchen features white cabinetry, a large island with plenty of prep and entertaining space, a 36-inch gas cooktop, pantry and included appliances. The kitchen flows seamlessly into the casual dining area and family room, creating an open floor plan made for both everyday living and entertaining. Step outside to the screened paver patio and extend your living space year-round. The outdoor area features an extended paver lanai and a fully fenced backyard--the perfect setup for enjoying the Florida lifestyle, hosting friends or relaxing at the end of the day. The first-floor primary suite is generously sized with three large windows and a spacious bath featuring an oversized walk-in shower, garden tub, dual vanities and TWO walk-in closets. Additional features include plantation shutters, wood stairs with wrought-iron spindles, 8-foot interior doors, tile roof, whole-house gutters, abundant storage, a 3-car tandem (2 car opening with a 3rd tandem bay) garage with epoxy flooring and storage cabinetry, and a 220V electric vehicle charger. If you've been searching for a large Jacksonville home with 5 bedrooms, 5.5 baths, 4,000+ square feet, a first-floor primary suite, outdoor living space, a 3-car garage and resort-style amenities WITHOUT a CDD fee, this Terra Costa home deserves a closer look. Schedule your private showing today and discover just how much space, convenience and flexibility this home has to offer.
HOA Disclosure 
