$229,900
3526 ERNEST Street
Jacksonville, FL 32205
MLS# 2153846
3 beds  |  1 baths


Welcome Home
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Welcome Home Twilight Front Front Proch Front Porch Foyer Living Room Living Room Living Room Living Room Kitchen Kitchen Kitchen Kitchen Dining Area Hall Primary Bedroom Primary Bedroom Bedroom 2 Bedroom 2 Bedroom 3 Bedroom 3 Bathroom Back Porch Back of Home Back of Home 28-Twilight Back Backyard Aerial Front Aerial Front Birds Eye View View of Neighborhood

Property Description
*Assumable VA Loan at 2.25%!* This home comes with a $218,000 assumable VA loan at an unbeatable 2.25% rate -- available to VA-eligible buyers financing through Freedom Mortgage. Welcome to this charming 3-bedroom, 1-bath Murray Hill bungalow, where classic character meets modern updates. Original hardwood floors flow throughout the living areas, hallway, and bedrooms, adding warmth and timeless appeal. Relax on the spacious front porch or entertain year-round on the backyard deck. The kitchen features stainless steel appliances and granite countertops, offering plenty of space for cooking and gathering. Ample storage is found throughout, including a utility room, attic, and outdoor storage shed. Located in one of Jacksonville's most sought-after historic neighborhoods, this home offers the perfect blend of charm, comfort, and an unbeatable rate. Schedule your private showing today!

Details
Contract Information
Property Attached YN: No
Current Price: $229,900
Property Sub Type: Single Family Residence
Status: Active
List Price: $229,900
Listing Contract Date: 2026-07-05
Location, Tax, and Legal
Country: US
Parcel Number: 0790140000
Tax Annual Amount: 4001.89
Tax Year: 2025
Tax Legal Description: 11-38 20-2S-26E .135 MURRAY HILL SEC A E 25FT LOT
General Property Information
Lot Size Acres: 0.14
Bathrooms Half: 0
Living Area: 957
Living Area Source: Public Records
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: No
Homestead YN: No
Waterfront YN: No
Senior Community YN: No
Directions: I-10 west; exist on McDuff Ave.; go south on McDuff to right on Ernest St. House will be on left
Public Remarks: *Assumable VA Loan at 2.25%!* This home comes with a $218,000 assumable VA loan at an unbeatable 2.25% rate -- available to VA-eligible buyers financing through Freedom Mortgage. Welcome to this charming 3-bedroom, 1-bath Murray Hill bungalow, where classic character meets modern updates. Original hardwood floors flow throughout the living areas, hallway, and bedrooms, adding warmth and timeless appeal. Relax on the spacious front porch or entertain year-round on the backyard deck. The kitchen features stainless steel appliances and granite countertops, offering plenty of space for cooking and gathering. Ample storage is found throughout, including a utility room, attic, and outdoor storage shed. Located in one of Jacksonville's most sought-after historic neighborhoods, this home offers the perfect blend of charm, comfort, and an unbeatable rate. Schedule your private showing today!
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Stories: 1
List Price/SqFt: 240.23
Bedrooms Total: 3
Bathrooms Full: 1
Bathrooms Total: 1
Year Built: 1940
Appliances
Dishwasher: 1
Disposal: 1
Electric Cooktop: 1
Electric Oven: 1
Microwave: 1
Refrigerator: 1
Construction Materials
Wood Siding: 1
Cooling
Central Air: 1
Current Use
Residential: 1
Single Family: 1
Exterior Features
Balcony: 1
Fencing
Back Yard: 1
Full: 1
Fireplace Features
Fireplaces Total: 1
Flooring
Wood: 1
Heating
Central: 1
Laundry Features
Electric Dryer Hookup: 1
Gas Dryer Hookup: 1
In Carport: 1
Listing Terms
Assumable: 1
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Other Structures
Shed(s): 1
Parking Features
On Street: 1
Possession
Close Of Escrow: 1
Road Frontage Type
City Street: 1
Road Surface Type
Asphalt: 1
Roof
Shingle: 1
Sewer
Public Sewer: 1
Utilities
Electricity Connected: 1
Water Connected: 1
Water Source
Public: 1
Architectural Style
Traditional: 1
Patio And Porch Features
Porch: 1
Rear Porch: 1
Wrap Around: 1
Interior Features
Breakfast Bar: 1
Kitchen Island: 1
Primary Bathroom - Tub with Shower: 1
DPR Eligible
DPR Eligible: Yes
Location Tax and Legal
Street Number: 3526
Street Name: ERNEST
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32205
MLS Area Major: 051-Murray Hill
Subdivision Name: Murray Hill
Status Change Information
Major Change Timestamp: 2026-07-05T12:04:47Z
Major Change Type: New Listing
Property Features
Architectural Style: Traditional
Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Oven; Microwave; Refrigerator
Interior Features: Breakfast Bar; Kitchen Island; Primary Bathroom - Tub with Shower
Flooring: Wood
Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Carport
Utilities: Electricity Connected; Water Connected
Cooling: Central Air
Heating: Central
Water Source: Public
Sewer: Public Sewer
Construction Materials: Wood Siding
Other Structures: Shed(s)
Exterior Features: Balcony
Patio And Porch Features: Porch; Rear Porch; Wrap Around
Roof: Shingle
Parking Features: On Street
Fencing: Back Yard; Full
Current Use: Residential; Single Family
Road Frontage Type: City Street
Road Surface Type: Asphalt
Possession: Close Of Escrow
Listing Terms: Assumable; Cash; Conventional; FHA; VA Loan

Listing Office: COMPASS FLORIDA LLC
Source MLS Verified

Last Updated: July - 05 - 2026

Information deemed reliable but not guaranteed.