$925,000
3528 BAY ISLAND Circle
Jacksonville Beach, FL 32250
MLS# 2115249
4 beds  |  3 baths

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Property Description
Nestled in one of Jacksonville Beach's most exclusive and rarely available neighborhoods, this stunning pool home is a rare opportunity to live where homes seldom hit the market. Step inside to find bright, open spaces that flow seamlessly to a private backyard retreat with a sparkling pool and covered lanai, perfect for morning coffee or sunset entertaining. The open concept design combines coastal charm with modern comfort, creating a space that feels both elevated and effortless. Three bedrooms, including a serene primary suite, are located on the main level, while upstairs the owners added a wall to create an office and additional bedroom, offering a nonconforming five bedroom layout ideal for guests or remote work. Just five minutes from the beach, with easy access to JTB/202 and only 25 minutes to Jacksonville International Airport, this home is also moments from Trader Joe's, Whole Foods, Target, and premier dining and shopping.

Details
Documents
Contract Information
Property Attached YN: No
Current Price: $925,000
Property Sub Type: Single Family Residence
Status: Active
List Price: $925,000
Listing Contract Date: 2025-10-27
Location, Tax, and Legal
Country: US
Parcel Number: 1809491790
Tax Annual Amount: 12155.1
Tax Year: 2024
Tax Legal Description: 52-51 09-3S-29E .350 OCEAN CAY UNIT TWO LOT 138
General Property Information
Lot Size Acres: 0.35
Bathrooms Half: 0
Living Area: 2168
Living Area Source: Appraiser
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: Yes
Homestead YN: No
Association Fee: 896
Association Fee Frequency: Annually
Waterfront YN: Yes
Senior Community YN: No
Directions: From Butler Blvd (JTB) go North on South Beach Pkwy. Take a right into Ocean Cay and continue to Bay Island Circle.
Public Remarks: Nestled in one of Jacksonville Beach's most exclusive and rarely available neighborhoods, this stunning pool home is a rare opportunity to live where homes seldom hit the market. Step inside to find bright, open spaces that flow seamlessly to a private backyard retreat with a sparkling pool and covered lanai, perfect for morning coffee or sunset entertaining. The open concept design combines coastal charm with modern comfort, creating a space that feels both elevated and effortless. Three bedrooms, including a serene primary suite, are located on the main level, while upstairs the owners added a wall to create an office and additional bedroom, offering a nonconforming five bedroom layout ideal for guests or remote work. Just five minutes from the beach, with easy access to JTB/202 and only 25 minutes to Jacksonville International Airport, this home is also moments from Trader Joe's, Whole Foods, Target, and premier dining and shopping.
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Stories: 2
List Price/SqFt: 426.66
Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Year Built: 2000
Appliances
Convection Oven: 1
Dishwasher: 1
Disposal: 1
Electric Oven: 1
Electric Range: 1
Ice Maker: 1
Microwave: 1
Refrigerator: 1
Association Amenities
Clubhouse: 1
Playground: 1
Pool: 1
Construction Materials
Frame: 1
Stucco: 1
Cooling
Central Air: 1
Current Use
Residential: 1
Single Family: 1
Fireplace Features
Fireplaces Total: 1
Gas: 1
Flooring
Carpet: 1
Laminate: 1
Tile: 1
Heating
Central: 1
Laundry Features
Electric Dryer Hookup: 1
Washer Hookup: 1
Levels
Two: 1
Listing Terms
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Parking Features
Garage: 1
Pool Features
Fenced: 1
In Ground: 1
Possession
Close Of Escrow: 1
Roof
Shingle: 1
Utilities
Cable Available: 1
Electricity Connected: 1
View
Lake: 1
Pond: 1
Water Source
Public: 1
Architectural Style
Traditional: 1
Patio And Porch Features
Front Porch: 1
Patio: 1
Screened: 1
Waterfront Features
Lake Front: 1
Pond: 1
Interior Features
Breakfast Bar: 1
Breakfast Nook: 1
Built-in Features: 1
Ceiling Fan(s): 1
Eat-in Kitchen: 1
Entrance Foyer: 1
In-Law Floorplan: 1
Kitchen Island: 1
Pantry: 1
Primary Bathroom -Tub with Separate Shower: 1
Primary Downstairs: 1
Smart Thermostat: 1
Split Bedrooms: 1
Vaulted Ceiling(s): 1
DPR Eligible
DPR Eligible: No
Location Tax and Legal
Street Number: 3528
Street Name: BAY ISLAND
Street Suffix: Circle
County: Duval
State: FL
Postal Code: 32250
MLS Area Major: 214-Jacksonville Beach-SW
Subdivision Name: Ocean Cay
Status Change Information
Major Change Timestamp: 2025-12-12T19:34:09Z
Major Change Type: Price Reduced
Price Change Timestamp: 2025-12-12T19:34:09Z
Property Features
Architectural Style: Traditional
Levels: Two
Appliances: Convection Oven; Dishwasher; Disposal; Electric Oven; Electric Range; Ice Maker; Microwave; Refrigerator
Fireplace Features: Gas
Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; In-Law Floorplan; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Smart Thermostat; Split Bedrooms; Vaulted Ceiling(s)
Flooring: Carpet; Laminate; Tile
Laundry Features: Electric Dryer Hookup; Washer Hookup
Utilities: Cable Available; Electricity Connected
Cooling: Central Air
Heating: Central
Water Source: Public
Construction Materials: Frame; Stucco
Patio And Porch Features: Front Porch; Patio; Screened
Pool Features: In Ground; Fenced
Roof: Shingle
Parking Features: Garage
View: Lake; Pond
Waterfront Features: Lake Front; Pond
Current Use: Residential; Single Family
Association Amenities: Clubhouse; Playground; Pool
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA; VA Loan

Listing Office: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Last Updated: January - 29 - 2026

Information deemed reliable but not guaranteed.