$420,000
3528 CUNNINGHAM Road
Orange Park, FL 32065
MLS# 2146316
4 beds  |  3 baths


Front
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Front Front Entry Kitchen Kitchen Kitchen Dining Dining/Kitchen Dining/Kitchen Virtually Staged Living Room Living Room - Virtually Staged Primary Bedroom Primary Bedroom - Virtually Staged En-Suite Bath En-Suite Bath Walk-In Closet Loft Loft - Virtually Staged Loft Bedroom 2 Bedroom 3 Bathroom 2 Bedroom 4 Office/Flex Space Half Bathroom Laundry - Upstairs Covered Lanai Patio Rear Fenced Yard Floor Plan Lower Level Floor Plan Upper Level Floor Plan Combined Waterford Ranch Neighborhood Amenities
Open House (08/15/2026 - 1:00 pm - 3:00 pm)

Property Description
Now offered at $420,000! • $5,000 closing costs credit with acceptable offer! • 2023 construction! • 4 Bedrooms! • Loft! • Office Space! • Huge Walk-In Closet! • No CDD! This is a modern two-story home featuring 4 bedrooms and 2.5 bathrooms with an open, light-filled floor plan ideal for everyday living and entertaining. The main level offers a bright great room flowing to a dining area and a contemporary kitchen with quartz countertops, stainless steel appliances, and a gas range. A downstairs flex room is ideal for a home office, library, or home gym. Upstairs hosts all four bedrooms and a large loft perfect for a secondary living area, media room, or play space. The owner's suite is well appointed with dual vanities and a large walk-in closet. Practical upgrades include a tankless water heater, two-car garage, and a fully fenced backyard with a covered lanai for outdoor enjoyment. This thoughtfully designed home combines recent construction with modern finishes.

Details
Contract Information
Property Attached YN: No
Current Price: $420,000
Property Sub Type: Single Family Residence
Status: Active
List Price: $420,000
Listing Contract Date: 2026-05-21
Location, Tax, and Legal
Country: US
Parcel Number: 08042500787300479
Tax Annual Amount: 5989.49
Tax Year: 2025
Tax Legal Description: LOT 79 SUGAR LEAF FARMS AS RECO R 4809 PG 1655
Elementary School: Oakleaf Village
Middle School: Oakleaf Jr High
High School: Oakleaf High School
General Property Information
Lot Size Acres: 0.14
Bathrooms Half: 1
Living Area: 2648
Living Area Source: Assessor
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: Yes
Homestead YN: Yes
Association Fee: 210
Association Fee Frequency: Quarterly
Waterfront YN: No
Senior Community YN: No
Directions: From the First Coast Expressway/SR23, take Argyle Forest Blvd. Turn Right onto Oakleaf Village Parkway. Turn Left on Cunningham Road. Home is on the Right.
Public Remarks: Now offered at $420,000! • $5,000 closing costs credit with acceptable offer! • 2023 construction! • 4 Bedrooms! • Loft! • Office Space! • Huge Walk-In Closet! • No CDD! This is a modern two-story home featuring 4 bedrooms and 2.5 bathrooms with an open, light-filled floor plan ideal for everyday living and entertaining. The main level offers a bright great room flowing to a dining area and a contemporary kitchen with quartz countertops, stainless steel appliances, and a gas range. A downstairs flex room is ideal for a home office, library, or home gym. Upstairs hosts all four bedrooms and a large loft perfect for a secondary living area, media room, or play space. The owner's suite is well appointed with dual vanities and a large walk-in closet. Practical upgrades include a tankless water heater, two-car garage, and a fully fenced backyard with a covered lanai for outdoor enjoyment. This thoughtfully designed home combines recent construction with modern finishes.
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: 1
List Price/SqFt: 158.61
Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 3
Year Built: 2023
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Gas Range: 1
Microwave: 1
Refrigerator: 1
Tankless Water Heater: 1
Washer: 1
Association Amenities
Barbecue: 1
Playground: 1
Construction Materials
Vinyl Siding: 1
Cooling
Central Air: 1
Current Use
Residential: 1
Single Family: 1
Fencing
Back Yard: 1
Fenced: 1
Vinyl: 1
Flooring
Carpet: 1
Luxury Vinyl: 1
Heating
Central: 1
Laundry Features
Upper Level: 1
Levels
Two: 1
Listing Terms
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Parking Features
Attached: 1
Garage: 1
Garage Door Opener: 1
Possession
Close Of Escrow: 1
Road Surface Type
Asphalt: 1
Roof
Shingle: 1
Security Features
Smoke Detector(s): 1
Sewer
Public Sewer: 1
Utilities
Electricity Connected: 1
Natural Gas Connected: 1
Sewer Connected: 1
Water Connected: 1
Water Source
Public: 1
Architectural Style
Traditional: 1
Community Features
Sidewalks: 1
Patio And Porch Features
Covered: 1
Patio: 1
Interior Features
Breakfast Nook: 1
Ceiling Fan(s): 1
Entrance Foyer: 1
Kitchen Island: 1
Open Floorplan: 1
Pantry: 1
Primary Bathroom - Shower No Tub: 1
Walk-In Closet(s): 1
Property Condition
Updated/Remodeled: 1
DPR Eligible
DPR Eligible: Yes
Location Tax and Legal
Street Number: 3528
Street Name: CUNNINGHAM
Street Suffix: Road
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Sugar Leaf Farms
Status Change Information
Major Change Timestamp: 2026-08-12T17:47:59Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-08-12T17:47:59Z
Property Features
Architectural Style: Traditional
Levels: Two
Property Condition: Updated/Remodeled
Appliances: Dishwasher; Disposal; Dryer; Gas Range; Microwave; Refrigerator; Tankless Water Heater; Washer
Interior Features: Breakfast Nook; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s)
Flooring: Carpet; Luxury Vinyl
Laundry Features: Upper Level
Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected
Cooling: Central Air
Heating: Central
Water Source: Public
Sewer: Public Sewer
Security Features: Smoke Detector(s)
Construction Materials: Vinyl Siding
Patio And Porch Features: Covered; Patio
Roof: Shingle
Parking Features: Attached; Garage; Garage Door Opener
Fencing: Back Yard; Fenced; Vinyl
Current Use: Residential; Single Family
Association Amenities: Barbecue; Playground
Community Features: Sidewalks
Road Surface Type: Asphalt
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA; VA Loan
Supplements
Conveniently located in Clay County near the shops, restaurants, and and movie theater at Oakleaf. Optional access to Oakleaf Plantation amenities available. Buyer to verify terms.

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Source MLS Verified

Last Updated: August - 13 - 2026

Information deemed reliable but not guaranteed.