3957 GAREYS FERRY Way
Middleburg, FL 32068
MLS# 2146569
4 beds | 3 baths
Property DescriptionZero down. Closing costs fully paid. A rate buydown that hits different when you realize your mortgage could be less than your rent.
The Tomoka delivers 4 bedrooms, 3 bathrooms, and 2,102 square feet of thoughtfully designed space -- generously sized closets in every bedroom, an upstairs loft perfect for a playroom or home office, and a covered patio made for year-round outdoor living. Every home at Jennings Farm includes quartz countertops, stainless steel appliances, recessed lighting, and smart-home technology. All included. Just move in.
Gated community. $3 million amenity center. Pool. Pickleball. No CDD fees. Read that again.
Zoned to A-rated schools. Right off HWY 21 for an easy commute to NAS Jax and downtown Jacksonville. Black Creek boat ramp around the corner. Jennings State Forest and Gold Head Branch State Park nearby.
Built by LGI Homes -- nationally trusted, locally delivered. Ask about qualification requirements today.
Property Attached YN: No
Current Price: $434,900
Property Sub Type: Single Family Residence
Status: Active
List Price: $434,900
Listing Contract Date: 2026-05-19
Country: US
Parcel Number: 07052500907600698
Tax Annual Amount: 5496.67
Tax Year: 2025
Tax Legal Description: LOT 298 JENNINGS FARM AS REC PB 74 PG 1
Zoning Description: PUD
Elementary School: Middleburg
Middle School: Lake Asbury
Lot Size Acres: 0.14
Bathrooms Half: 1
Living Area: 2085
Living Area Source: Builder
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: Yes
Homestead YN: No
Association Fee: 110
Association Fee Frequency: Monthly
Waterfront YN: No
Senior Community YN: No
Directions: Jennings Farm to Gareys Ferry way
Public Remarks: Zero down. Closing costs fully paid. A rate buydown that hits different when you realize your mortgage could be less than your rent.
The Tomoka delivers 4 bedrooms, 3 bathrooms, and 2,102 square feet of thoughtfully designed space -- generously sized closets in every bedroom, an upstairs loft perfect for a playroom or home office, and a covered patio made for year-round outdoor living. Every home at Jennings Farm includes quartz countertops, stainless steel appliances, recessed lighting, and smart-home technology. All included. Just move in.
Gated community. $3 million amenity center. Pool. Pickleball. No CDD fees. Read that again.
Zoned to A-rated schools. Right off HWY 21 for an easy commute to NAS Jax and downtown Jacksonville. Black Creek boat ramp around the corner. Jennings State Forest and Gold Head Branch State Park nearby.
Built by LGI Homes -- nationally trusted, locally delivered. Ask about qualification requirements today.
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Furnished: Unfurnished
List Price/SqFt: 208.59
Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 3
Microwave: 1
Refrigerator: 1
Pickleball: 1
Playground: 1
Residential: 1
Single Family: 1
Cable Available: 1
Electricity Connected: 1
Natural Gas Available: 1
Sewer Connected: 1
Breakfast Bar: 1
Ceiling Fan(s): 1
Entrance Foyer: 1
Pantry: 1
Street Number: 3957
Street Name: GAREYS FERRY
Street Suffix: Way
County: Clay
State: FL
Postal Code: 32068
MLS Area Major: 142-Middleburg East
Subdivision Name: Jennings Farm
Major Change Timestamp: 2026-05-22T00:26:05Z
Major Change Type: New Listing
Property Condition: Updated/Remodeled
Rental Restrictions: No Minimum
Appliances: Disposal; Gas Oven; Gas Range; Ice Maker; Microwave; Refrigerator
Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Pantry; Walk-In Closet(s)
Flooring: Carpet; Luxury Vinyl
Laundry Features: In Unit
Utilities: Cable Available; Electricity Connected; Natural Gas Available; Sewer Connected; Water Connected
Electric: 200+ Amp Service
Construction Materials: Frame
Current Use: Residential; Single Family
Association Amenities: Pickleball; Playground; Pool
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA; USDA Loan; VA Loan
Listing Office: MOMENTUM REALTY
Last Updated: May - 22 - 2026
Information deemed reliable but not guaranteed.
