$630,000
4042 HARBOUR COVE Drive
Jacksonville, FL 32225
MLS# 2148984
3 beds  |  4 baths


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Open House (06/06/2026 - 9:00 am - 2:00 pm)

Property Description
VA ASSUMABLE LOAN AVAILABLE WITH AN INCREDIBLY LOW 2.49% INTEREST RATE! Welcome to Harbour Cove in the heart of Fort Caroline. This updated 3 bedroom, 3.5 bathroom home offers a rare opportunity to enjoy a spacious floor plan, exceptional outdoor living, and a prime Jacksonville location. Situated on an oversized homesite with a circular driveway, the property provides ample parking and impressive curb appeal. The backyard is designed for entertaining with a sparkling saltwater pool, expansive patio space, and a custom mini golf perfect for gatherings with family and friends. Inside, you'll find updated finishes, generous living spaces, and a layout that seamlessly blends comfort and functionality. Conveniently located approximately 15 minutes from Naval Station Mayport, Atlantic Beach, and Jacksonville's beautiful coastline. Enjoy easy access to I295, the Wonderwood Expressway, public boat ramps, waterfront parks, Publix, Target, shopping, dining, and entertainment.

Details
Documents
Contract Information
Property Attached YN: No
Current Price: $630,000
Property Sub Type: Single Family Residence
Status: Active
List Price: $630,000
Listing Contract Date: 2026-06-05
Location, Tax, and Legal
Country: US
Parcel Number: 1606610470
Tax Annual Amount: 4875.29
Tax Year: 2025
Tax Legal Description: 34-96 51-1S-28E THE HARBOUR UNIT ONE LOT 1 BLK 40
General Property Information
Lot Size Acres: 0.39
Bathrooms Half: 1
Living Area: 2732
Living Area Source: Measured
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: Yes
Homestead YN: Yes
Association Fee: 75
Association Fee Frequency: Annually
Waterfront YN: No
Senior Community YN: No
Directions: From 9A, (R) Monument Road, (L) St. Johns Bluff, (R) Ft. Caroline Rd., (L) Harbour Cove Drive to home on corner of Harbour Cove & River Moorings Drive.
Public Remarks: VA ASSUMABLE LOAN AVAILABLE WITH AN INCREDIBLY LOW 2.49% INTEREST RATE! Welcome to Harbour Cove in the heart of Fort Caroline. This updated 3 bedroom, 3.5 bathroom home offers a rare opportunity to enjoy a spacious floor plan, exceptional outdoor living, and a prime Jacksonville location. Situated on an oversized homesite with a circular driveway, the property provides ample parking and impressive curb appeal. The backyard is designed for entertaining with a sparkling saltwater pool, expansive patio space, and a custom mini golf perfect for gatherings with family and friends. Inside, you'll find updated finishes, generous living spaces, and a layout that seamlessly blends comfort and functionality. Conveniently located approximately 15 minutes from Naval Station Mayport, Atlantic Beach, and Jacksonville's beautiful coastline. Enjoy easy access to I295, the Wonderwood Expressway, public boat ramps, waterfront parks, Publix, Target, shopping, dining, and entertainment.
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Stories: 1
List Price/SqFt: 230.6
Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Total: 4
Year Built: 1974
Appliances
Dishwasher: 1
Double Oven: 1
Electric Range: 1
Freezer: 1
Ice Maker: 1
Induction Cooktop: 1
Microwave: 1
Refrigerator: 1
Construction Materials
Brick: 1
Cooling
Central Air: 1
Zoned: 1
Current Use
Residential: 1
Single Family: 1
Exterior Features
Outdoor Kitchen: 1
Other: 1
Fencing
Fenced: 1
Full: 1
Fireplace Features
Fireplaces Total: 1
Flooring
Carpet: 1
Tile: 1
Wood: 1
Heating
Central: 1
Laundry Features
Electric Dryer Hookup: 1
Levels
One: 1
Listing Terms
Assumable: 1
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Parking Features
Additional Parking: 1
Garage: 1
Pool Features
Fenced: 1
In Ground: 1
Pool Sweep: 1
Salt Water: 1
Possession
Close Of Escrow: 1
Roof
Shingle: 1
Utilities
Cable Connected: 1
Electricity Available: 1
Sewer Connected: 1
Water Connected: 1
Water Source
Public: 1
Architectural Style
Traditional: 1
Patio And Porch Features
Covered: 1
Deck: 1
Interior Features
Breakfast Bar: 1
Breakfast Nook: 1
Built-in Features: 1
Butler Pantry: 1
Ceiling Fan(s): 1
Eat-in Kitchen: 1
Entrance Foyer: 1
Guest Suite: 1
His and Hers Closets: 1
Jack and Jill Bath: 1
Kitchen Island: 1
Open Floorplan: 1
Primary Bathroom - Shower No Tub: 1
Walk-In Closet(s): 1
DPR Eligible
DPR Eligible: Yes
Location Tax and Legal
Street Number: 4042
Street Name: HARBOUR COVE
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32225
MLS Area Major: 042-Ft Caroline
Subdivision Name: The Harbour
Status Change Information
Major Change Timestamp: 2026-06-05T16:35:16Z
Major Change Type: New Listing
Property Features
Architectural Style: Traditional
Levels: One
Appliances: Dishwasher; Double Oven; Electric Range; Freezer; Ice Maker; Induction Cooktop; Microwave; Refrigerator
Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Butler Pantry; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Guest Suite; His and Hers Closets; Jack and Jill Bath; Kitchen Island; Open Floorplan; Primary Bathroom - Shower No Tub; Walk-In Closet(s)
Flooring: Carpet; Tile; Wood
Laundry Features: Electric Dryer Hookup
Utilities: Cable Connected; Electricity Available; Sewer Connected; Water Connected
Cooling: Central Air; Zoned
Heating: Central
Water Source: Public
Construction Materials: Brick
Exterior Features: Outdoor Kitchen; Other
Patio And Porch Features: Covered; Deck
Pool Features: In Ground; Fenced; Pool Sweep; Salt Water
Roof: Shingle
Parking Features: Additional Parking; Garage
Fencing: Fenced; Full
Current Use: Residential; Single Family
Possession: Close Of Escrow
Listing Terms: Assumable; Cash; Conventional; FHA; VA Loan

Listing Office: FLUID REALTY, LLC.
Source MLS Verified

Last Updated: June - 05 - 2026

Information deemed reliable but not guaranteed.