$1,499,000
424 S 3RD Street
Fernandina Beach, FL 32034
MLS# 2133398
4 beds  |  3 baths

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Welcome to 424 S. 3rd Street!
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Welcome to 424 S. 3rd Street! Gorgeous Hardwood Staircase Wine Cellar Under Staircase Large Chef's Kitchen Island with Seating for 6! Beautiful Quartzite Countertops Loads of Cabinet Space Dining Area Open Floor Plan with Large Slider Perfect for Entertaining! Spacious Family Room Open to Kitchen Downstairs Guest Room Downstairs Guest Room Downstairs Guest Bathroom Flex Space/ Office Living/Flex Space Upstairs Upstairs Flex Space/ Living Area Primary Suite Enjoy the Primary Suite Balcony Relax on the Balcony Primary Bathroom Oversized Primary Bathroom Wet Room with Deep Soaking Tub Amazing Primary Closet Bedroom # 3 Upstairs Guest Bathroom Bedroom # 4 Laundry Room Laundry Room Garage with Epoxy Flooring Rear Covered Porch Rear Covered Porch Enjoy the Peaceful Neighborhood So Close to Historic Downtown 4 Short Blocks to Centre Street Close Proximity to the Waterfront Gorgeous Sunset Views Don't Miss This One!

Property Description
Experience the rare blend of MODERN LUXURY and DOWNTOWN CHARM in this FULLY FURNISHED, brand-new custom home, just steps from the vibrant heart of Historic Fernandina Beach. Perfectly positioned on an OVERSIZED 100' x 125' DOUBLE LOT, this thoughtfully designed residence offers over 3,200 square feet of refined living space with 4 bedrooms, a dedicated office/flex space, and 3 full baths. LVP flooring flows throughout the open-concept layout, creating a seamless and inviting atmosphere. The designer kitchen is a true showpiece, featuring stunning quartzite countertops, Italian french door range and oversized refrigerator, custom wood shelving in the expansive walk-in pantry, and abundant prep space. The primary suite is a private retreat, complete with its own balcony porch perfect for relaxation. The SPA-INSPIRED PRIMARY BATHROOM showcases a sophisticated WET ROOM with a spacious walk-in shower and deep soaking tub, along with a generously sized walk-in closet designed for both beauty

Details
Documents
Contract Information
Property Attached YN: No
Current Price: $1,499,000
Property Sub Type: Single Family Residence
Status: Active
List Price: $1,499,000
Listing Contract Date: 2026-03-03
Location, Tax, and Legal
Country: US
Parcel Number: 000031180002790060
Tax Annual Amount: 6127.55
Tax Year: 2025
Tax Legal Description: BLOCK 279 LOTS 6-9 CITY OF FDNA BEACH
Zoning Description: Residential
Elementary School: Emma Love Hardee
Middle School: Fernandina Beach
High School: Fernandina Beach
General Property Information
Lot Size Acres: 0.28
Bathrooms Half: 0
Lot Size Dimensions: 100 x 125
Living Area: 3224
Living Area Source: Plans
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: No
Homestead YN: No
Waterfront YN: No
Senior Community YN: No
Directions: From State Road 200, head north towards downtown Fernandina Beach. Turn left on Elm Street. At S. 3rd Street, make a right. Property will be on the right.
Public Remarks: Experience the rare blend of MODERN LUXURY and DOWNTOWN CHARM in this FULLY FURNISHED, brand-new custom home, just steps from the vibrant heart of Historic Fernandina Beach. Perfectly positioned on an OVERSIZED 100' x 125' DOUBLE LOT, this thoughtfully designed residence offers over 3,200 square feet of refined living space with 4 bedrooms, a dedicated office/flex space, and 3 full baths. LVP flooring flows throughout the open-concept layout, creating a seamless and inviting atmosphere. The designer kitchen is a true showpiece, featuring stunning quartzite countertops, Italian french door range and oversized refrigerator, custom wood shelving in the expansive walk-in pantry, and abundant prep space. The primary suite is a private retreat, complete with its own balcony porch perfect for relaxation. The SPA-INSPIRED PRIMARY BATHROOM showcases a sophisticated WET ROOM with a spacious walk-in shower and deep soaking tub, along with a generously sized walk-in closet designed for both beauty
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-02-26
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Furnished: Furnished
Stories: 2
List Price/SqFt: 464.95
Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Year Built: 2025
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Electric Range: 1
Electric Water Heater: 1
Ice Maker: 1
Microwave: 1
Refrigerator: 1
Tankless Water Heater: 1
Washer: 1
Construction Materials
Composition Siding: 1
Frame: 1
Cooling
Central Air: 1
Electric: 1
Current Use
Residential: 1
Single Family: 1
Exterior Features
Balcony: 1
Outdoor Shower: 1
Flooring
Vinyl: 1
Heating
Central: 1
Electric: 1
Laundry Features
In Unit: 1
Lower Level: 1
Sink: 1
Levels
Two: 1
Listing Terms
Cash: 1
Conventional: 1
VA Loan: 1
Parking Features
Garage: 1
Garage Door Opener: 1
Possession
Close Of Escrow: 1
Road Frontage Type
City Street: 1
Road Surface Type
Asphalt: 1
Paved: 1
Roof
Shingle: 1
Security Features
Smoke Detector(s): 1
Other: 1
Sewer
Public Sewer: 1
Utilities
Cable Available: 1
Electricity Connected: 1
Sewer Connected: 1
Water Connected: 1
Water Source
Public: 1
Patio And Porch Features
Covered: 1
Front Porch: 1
Rear Porch: 1
Interior Features
Ceiling Fan(s): 1
Eat-in Kitchen: 1
Entrance Foyer: 1
Kitchen Island: 1
Open Floorplan: 1
Pantry: 1
Primary Bathroom - Tub with Shower: 1
Smart Thermostat: 1
Split Bedrooms: 1
Walk-In Closet(s): 1
Wine Cellar: 1
Rental Restrictions
1 Month: 1
Water Body Access Type
City: 1
Navigable: 1
Public Accessible: 1
DPR Eligible
DPR Eligible: No
Location Tax and Legal
Street Number: 424
Street Direction Prefix: S
Street Name: 3RD
Street Suffix: Street
County: Nassau
State: FL
Postal Code: 32034
MLS Area Major: 410-Fernandina Beach Downtown-West
Subdivision Name: City Of Fernandina Beach
Status Change Information
Major Change Timestamp: 2026-03-05T21:50:03Z
Major Change Type: New Listing
Property Features
Levels: Two
Rental Restrictions: 1 Month
Appliances: Dishwasher; Disposal; Dryer; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator; Tankless Water Heater; Washer
Interior Features: Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Tub with Shower; Smart Thermostat; Split Bedrooms; Walk-In Closet(s); Wine Cellar
Flooring: Vinyl
Laundry Features: In Unit; Lower Level; Sink
Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected
Cooling: Central Air; Electric
Heating: Central; Electric
Water Source: Public
Sewer: Public Sewer
Security Features: Smoke Detector(s); Other
Construction Materials: Composition Siding; Frame
Exterior Features: Balcony; Outdoor Shower
Patio And Porch Features: Covered; Front Porch; Rear Porch
Roof: Shingle
Parking Features: Garage; Garage Door Opener
Water Body Access Type: Navigable; Public Accessible
Current Use: Residential; Single Family
Road Frontage Type: City Street
Road Surface Type: Asphalt; Paved
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; VA Loan
Supplements
and function. ZONED for MIXED-USE, this property offers exceptional flexibility for residential living, investment potential, or a live-work opportunity. The double lot provides ample space for boat or RV storage, additional parking, and plenty of room to design your dream pool, pool house, or ADU. The rear outdoor living area is already pre-wired and plumbed for an outdoor kitchen, making future expansion effortless. Additional notable features include a whole-home dehumidifier, solid-core doors throughout, and a charming wine cellar tucked beneath the staircase. A rare opportunity to own a custom-built luxury home in the heart of downtown Fernandina Beach -- where lifestyle, location, and versatility come together beautifully.

Listing Office: SUMMER HOUSE REALTY

Last Updated: March - 05 - 2026

Information deemed reliable but not guaranteed.