$1,995,000
45 CORTEZ Avenue
St. Augustine, FL 32080
MLS# 2095644
4 beds  |  4 baths


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Open House (01/24/2026 - 12:30 pm - 5:00 pm)

Property Description
Welcome to 45 Cortez within Cortez on the Water-a limited collection of 30 luxury waterfront residences along the Intracoastal Waterway, offering premier views of the Intracoastal, Salt Run, the iconic St. Augustine Lighthouse, and the city skyline of historic downtown. Ideally located just minutes from Anastasia State Park, top-rated restaurants, and entertainment, this refined Swordfish floor plan offers elevated design, modern coastal elegance, and low-maintenance luxury living. This 2,872 sq ft three-story residence features a private in-unit elevator, deeded boat slip with deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates a striking first impression, while the paverstone driveway adds timeless curb appeal in harmony with the coastal architectural style. The first floor features a private guest suite or flex/entertainment room pre-plumbed for a wet bar with full bath, a dedicated laundry room,

Details
Documents
Contract Information
Property Attached YN: Yes
Unit Type: Interior Unit
Current Price: $1,995,000
Property Sub Type: Condominium
Status: Active
List Price: $1,995,000
Listing Contract Date: 2025-06-27
Location, Tax, and Legal
Country: US
Parcel Number: 218431-0114
Tax Legal Description: Phase 1/Bldg 10/Unit 14, Cortez on the Water, a condo
Zoning Description: Residential
Elementary School: R.b. Hunt
Middle School: Sebastian
High School: St. Augustine
General Property Information
Bathrooms Half: 1
Living Area: 2872
Living Area Source: Builder
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: Yes
Homestead YN: No
Association Fee: 3834.1
Association Fee Frequency: Quarterly
Association Name: The CAM Team
Association Phone: 904-278-2338
Waterfront YN: Yes
Senior Community YN: No
Directions: From the iconic Lions Bridge, travel east on Anastasia Blvd. Turn left onto Comares Avenue, then continue north. Cortez on the Water will be just 200 feet ahead on your right—look for the waterfront
Public Remarks: Welcome to 45 Cortez within Cortez on the Water-a limited collection of 30 luxury waterfront residences along the Intracoastal Waterway, offering premier views of the Intracoastal, Salt Run, the iconic St. Augustine Lighthouse, and the city skyline of historic downtown. Ideally located just minutes from Anastasia State Park, top-rated restaurants, and entertainment, this refined Swordfish floor plan offers elevated design, modern coastal elegance, and low-maintenance luxury living. This 2,872 sq ft three-story residence features a private in-unit elevator, deeded boat slip with deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates a striking first impression, while the paverstone driveway adds timeless curb appeal in harmony with the coastal architectural style. The first floor features a private guest suite or flex/entertainment room pre-plumbed for a wet bar with full bath, a dedicated laundry room,
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-07-01
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Stories: 3
Stories Total: 3
Entry Level: 1
List Price/SqFt: 694.64
Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 4
Year Built: 2024
Appliances
Dishwasher: 1
Disposal: 1
Electric Cooktop: 1
Electric Oven: 1
Electric Water Heater: 1
Microwave: 1
Refrigerator: 1
Tankless Water Heater: 1
Other: 1
Association Amenities
Boat Dock: 1
Marina: 1
Pool: 1
Spa/Hot Tub: 1
Other: 1
Association Fee Includes
Insurance: 1
Maintenance Grounds: 1
Maintenance Structure: 1
Construction Materials
Concrete: 1
Fiber Cement: 1
Frame: 1
Cooling
Central Air: 1
Electric: 1
Current Use
Residential: 1
Exterior Features
Balcony: 1
Boat Slip: 1
Impact Windows: 1
Flooring
Wood: 1
Heating
Central: 1
Electric: 1
Laundry Features
Electric Dryer Hookup: 1
Lower Level: 1
Washer Hookup: 1
Levels
Three Or More: 1
Listing Terms
Cash: 1
Conventional: 1
Parking Features
Attached: 1
Garage: 1
Possession
Close Of Escrow: 1
Road Surface Type
Asphalt: 1
Spa Features
Community: 1
Utilities
Electricity Connected: 1
Sewer Connected: 1
Water Connected: 1
View
Intracoastal: 1
Marina: 1
Water Source
Public: 1
Architectural Style
Contemporary: 1
Other: 1
Patio And Porch Features
Covered: 1
Patio: 1
Waterfront Features
Intracoastal: 1
Navigable Water: 1
Interior Features
Ceiling Fan(s): 1
Eat-in Kitchen: 1
Elevator: 1
Kitchen Island: 1
Open Floorplan: 1
Pantry: 1
Primary Bathroom - Shower No Tub: 1
Walk-In Closet(s): 1
Water Body Access Type
Navigable: 1
DPR Eligible
DPR Eligible: No
Location Tax and Legal
Street Number: 45
Street Name: CORTEZ
Street Suffix: Avenue
County: St. Johns
State: FL
Postal Code: 32080
MLS Area Major: 323-Davis Shores
Subdivision Name: Cortez on the Water
Status Change Information
Major Change Timestamp: 2025-11-08T16:00:12Z
Major Change Type: Price Reduced
Price Change Timestamp: 2025-11-08T16:00:12Z
Property Features
Architectural Style: Contemporary; Other
Levels: Three Or More
Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Oven; Electric Water Heater; Microwave; Refrigerator; Tankless Water Heater; Other
Interior Features: Ceiling Fan(s); Eat-in Kitchen; Elevator; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s)
Flooring: Wood
Laundry Features: Electric Dryer Hookup; Lower Level; Washer Hookup
Utilities: Electricity Connected; Sewer Connected; Water Connected
Cooling: Central Air; Electric
Heating: Central; Electric
Water Source: Public
Construction Materials: Concrete; Fiber Cement; Frame
Exterior Features: Balcony; Boat Slip; Impact Windows
Patio And Porch Features: Covered; Patio
Spa Features: Community
Parking Features: Attached; Garage
View: Intracoastal; Marina
Water Body Access Type: Navigable
Waterfront Features: Intracoastal; Navigable Water
Current Use: Residential
Association Amenities: Boat Dock; Marina; Pool; Spa/Hot Tub; Other
Association Fee Includes: Insurance; Maintenance Grounds; Maintenance Structure
Road Surface Type: Asphalt
Possession: Close Of Escrow
Listing Terms: Cash; Conventional
Supplements
and direct access to a covered patio with marina and water views. On the second floor, the spacious primary suite is its own retreat and offers a spa-style oversized bath, large walk-in closet, and a private covered balcony with tranquil water views. Two additional bedrooms and a full bath complete this level. The third floor showcases a bright, fully open floor plan thoughtfully designed for effortless entertaining and everyday living. The gourmet kitchen includes a waterfall-edge quartz island with wainscoting and ample storage, high-end stainless steel appliances, and designer cabinetry. A casual dining nook off the kitchen opens to a private balcony with expansive views of the Intracoastal Waterway, the heated pool, and the surrounding community. The open dining area flows seamlessly into the spacious living room, which extends onto a second covered balcony overlooking the marina and Intracoastal. From the front windows, enjoy an incredible view of the historic St. Augustine Lighthouse. Additional features include wide-plank wood flooring throughout, a tankless water heater, and pre-plumbing for a water softener in the garage. Stylish details and modern finishes enhance the residence's refined coastal character. Enjoy resort-style amenities including a waterfront pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space for serving and an island with bar seatingperfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of coastal St. Augustine living. **Select builder upgrades still available.

Listing Office: HOUSE & HAVEN

Last Updated: January - 23 - 2026

Information deemed reliable but not guaranteed.