4528 BAY HARBOUR Drive, Jacksonville, FL 32225 (MLS# 2161360)

$539,000

4528 BAY HARBOUR Drive
Jacksonville, FL 32225
MLS# 2161360
4 beds | 3 baths

1 / 39

Property Description
Live in beautiful Ft. Caroline in the well-established Harbour North neighborhood where all homes are unique, not cookie cutter. Community shares their own private boat ramp with access to the St. John's River. This home is located on a quiet and peaceful street and has been beautifully loved and maintained. Has newer wood look flooring throughout, new irrigation system, water softener w/reverse osmosis, updated kitchen with whirlpool stainless appliances, tastefully updated bathrooms, custom built-ins in living & family rooms, backyard fully fenced w/wood fencing, new garage door, woodburning fireplace, all appliances convey including washer & dryer, pantry & ample storage, walk in closet in owner's suite, screened in Florida room w/side patio overlooks nice sized & manicured backyard, new roof being installed. A one year 2-10 Standard home warranty is also included! A voluntary civic HOA w/small fee & small fee to use boat ramp, subject to change. Home being sold to settle an estate.

Details

Contract Information

Property Attached YN: No

Current Price: $539,000

Property Sub Type: Single Family Residence

Status: Active

List Price: $539,000

Listing Contract Date: 2026-08-19

Location, Tax, and Legal

Country: US

Parcel Number: 1606847505

Tax Annual Amount: 3534.73

Tax Year: 2025

Tax Legal Description: 44-65 50-1S-28E HARBOUR NORTH UNIT 05 LOT 42 BLK 3

General Property Information

Lot Size Acres: 0.19

Bathrooms Half: 1

Living Area: 2184

Living Area Source: Assessor

CDD Fee YN: No

Accessory Dwelling Unit Y/N: No

Association YN: No

Homestead YN: Yes

Waterfront YN: No

Senior Community YN: No

Directions: East on Merrill Road, Turn Left onto Ft. Caroline Road, Left on Starboard Drive (Harbour North Neighborhood), Left onto Beacon Drive, Left onto Bay Habour Drive, 4528 Bay Habour Drive on the left hand side.

Public Remarks: Live in beautiful Ft. Caroline in the well-established Harbour North neighborhood where all homes are unique, not cookie cutter. Community shares their own private boat ramp with access to the St. John's River. This home is located on a quiet and peaceful street and has been beautifully loved and maintained. Has newer wood look flooring throughout, new irrigation system, water softener w/reverse osmosis, updated kitchen with whirlpool stainless appliances, tastefully updated bathrooms, custom built-ins in living & family rooms, backyard fully fenced w/wood fencing, new garage door, woodburning fireplace, all appliances convey including washer & dryer, pantry & ample storage, walk in closet in owner's suite, screened in Florida room w/side patio overlooks nice sized & manicured backyard, new roof being installed. A one year 2-10 Standard home warranty is also included! A voluntary civic HOA w/small fee & small fee to use boat ramp, subject to change. Home being sold to settle an estate.

Accessibility Features YN: No

New Construction YN: No

Garage YN: Yes

Garage Spaces: 2

Carport YN: No

Pool Private YN: No

Water Body Access YN: Yes

Stories: 1

List Price/SqFt: 246.79

Bedrooms Total: 4

Bathrooms Full: 2

Bathrooms Total: 3

Year Built: 1989

Appliances

Dishwasher: 1

Disposal: 1

Dryer: 1

Electric Range: 1

Refrigerator: 1

Washer: 1

Water Softener Owned: 1

Cooling

Central Air: 1

Electric: 1

Current Use

Residential: 1

Exterior Features

Boat Ramp - Private: 1

Fencing

Back Yard: 1

Fenced: 1

Full: 1

Privacy: 1

Wood: 1

Fireplace Features

Fireplaces Total: 1

Wood Burning: 1

Flooring

Plank in Flooring: 1

Heating

Central: 1

Electric: 1

Heat Pump: 1

Laundry Features

Electric Dryer Hookup: 1

In Unit: 1

Washer Hookup: 1

Levels

One: 1

Listing Terms

Cash: 1

Conventional: 1

FHA: 1

VA Loan: 1

Parking Features

Garage: 1

Garage Door Opener: 1

Possession

Close Of Escrow: 1

Sewer

Public Sewer: 1

Utilities

Cable Connected: 1

Electricity Connected: 1

Sewer Connected: 1

Water Connected: 1

Water Source

Public: 1

Architectural Style

Traditional: 1

Patio And Porch Features

Patio: 1

Rear Porch: 1

Screened: 1

Interior Features

Built-in Features: 1

Ceiling Fan(s): 1

Eat-in Kitchen: 1

Entrance Foyer: 1

Pantry: 1

Primary Bathroom -Tub with Separate Shower: 1

Vaulted Ceiling(s): 1

Walk-In Closet(s): 1

Property Condition

Updated/Remodeled: 1

Water Body Access Type

Community: 1

DPR Eligible

DPR Eligible: Yes

Location Tax and Legal

Street Number: 4528

Street Name: BAY HARBOUR

Street Suffix: Drive

County: Duval

State: FL

Postal Code: 32225

MLS Area Major: 042-Ft Caroline

Subdivision Name: Harbour North

Status Change Information

Major Change Timestamp: 2026-08-22T13:07:12Z

Major Change Type: New Listing

Property Features

Architectural Style: Traditional

Levels: One

Property Condition: Updated/Remodeled

Appliances: Dishwasher; Disposal; Dryer; Electric Range; Refrigerator; Washer; Water Softener Owned

Fireplace Features: Wood Burning

Interior Features: Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Pantry; Primary Bathroom -Tub with Separate Shower; Vaulted Ceiling(s); Walk-In Closet(s)

Flooring: Plank in Flooring

Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup

Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected

Cooling: Central Air; Electric

Heating: Central; Electric; Heat Pump

Water Source: Public

Sewer: Public Sewer

Exterior Features: Boat Ramp - Private

Patio And Porch Features: Patio; Rear Porch; Screened

Parking Features: Garage; Garage Door Opener

Water Body Access Type: Community

Fencing: Back Yard; Fenced; Full; Privacy; Wood

Current Use: Residential

Possession: Close Of Escrow

Listing Terms: Cash; Conventional; FHA; VA Loan

Listing Office: MERO REALTY

Last Updated: August - 22 - 2026

Information deemed reliable but not guaranteed.