520 RIVER Street Palatka, FL 32177 MLS# 2141665 4 beds | 4 baths | 4398 sqft
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Property Description RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany and white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include back screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE!
Details
Contract Information
Property Attached YN: Yes
Current Price: $799,900
Property Sub Type: Single Family Residence
Status: Active
List Price: $799,900
Listing Contract Date: 2026-04-22
Location, Tax, and Legal
Country: US
Parcel Number: 421027685004800051
Tax Annual Amount: 3168.1
Tax Year: 2025
Tax Legal Description: DICKS MAP OF PALATKA MB2 P46, BLK 48 E 100FT OF LOT 5 BK66, P215 + PALATKA WATER LOT 20
Zoning Description: Residential
General Property Information
Lot Size Acres: 0.5
Bathrooms Half: 1
Living Area: 3132
Living Area Source: Assessor
Building Area Total: 4398
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: No
Homestead YN: No
Waterfront YN: Yes
Water Frontage Feet: 100
Senior Community YN: No
Direction Faces: Southeast
Directions: From Florida Highway 17 in Downtown Palatka, turn South onto 3rd Street which will become River Street. Follow River Street around to #520 on the right. Corner of River Street & Dodge Street. River lot will be on your left. See signs.
Public Remarks: RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany and white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include back screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE!
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Furnished: Unfurnished
Stories: 2
List Price/SqFt: 255.4
Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 4
Year Built: 1912
Appliances
Dishwasher: 1
Electric Range: 1
Gas Water Heater: 1
Refrigerator: 1
Tankless Water Heater: 1
Construction Materials
Brick: 1
Frame: 1
Cooling
Central Air: 1
Electric: 1
Current Use
Residential: 1
Single Family: 1
Fireplace Features
Fireplaces Total: 2
Gas: 1
Flooring
Tile: 1
Wood: 1
Heating
Central: 1
Electric: 1
Levels
Two: 1
Listing Terms
Cash: 1
Conventional: 1
VA Loan: 1
Lot Features
Corner Lot: 1
Historic Area: 1
Sprinklers In Front: 1
Sprinklers In Rear: 1
Parking Features
Garage: 1
Possession
Close Of Escrow: 1
Road Frontage Type
City Street: 1
Road Surface Type
Asphalt: 1
Roof
Shingle: 1
Sewer
Public Sewer: 1
Utilities
Electricity Connected: 1
Natural Gas Connected: 1
Sewer Connected: 1
Water Connected: 1
View
River: 1
Water Source
Public: 1
Architectural Style
Historic: 1
Community Features
Fishing: 1
Restaurant: 1
Sidewalks: 1
Patio And Porch Features
Front Porch: 1
Rear Porch: 1
Screened: 1
Waterfront Features
River Front: 1
Seawall: 1
Interior Features
Breakfast Nook: 1
Entrance Foyer: 1
Pantry: 1
Water Body Access Type
Navigable: 1
Owned: 1
DPR Eligible
DPR Eligible: Yes
Location Tax and Legal
Street Number: 520
Street Name: RIVER
Street Suffix: Street
County: Putnam
State: FL
Postal Code: 32177
MLS Area Major: 561-Greater Palatka
Subdivision Name: Dicks Map
Status Change Information
Major Change Timestamp: 2026-04-23T23:54:03Z
Major Change Type: New Listing
Property Features
Architectural Style: Historic
Levels: Two
Appliances: Dishwasher; Electric Range; Gas Water Heater; Refrigerator; Tankless Water Heater
