$799,900
520 RIVER Street
Palatka, FL 32177
MLS# 2141665
4 beds  |  4 baths  |  4398 sqft

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Property Description
RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany & white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include 100' of concrete bulkhead, rear screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners, Philips Leary, holds an active FL Real Estate License

Details
Documents
Contract Information
Current Price: $799,900
Property Sub Type: Single Family Residence
Property Attached YN: Yes
Status: Active
List Price: $799,900
Listing Contract Date: 2026-04-22
General Property Information
Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: 1
Bathrooms Total: 4
Living Area: 3132
Living Area Source: Assessor
Building Area Total: 4398
Year Built: 1912
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.5
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: Yes
Water Frontage Feet: 100
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Direction Faces: Southeast
Directions: From Florida Highway 17 in Downtown Palatka, turn South onto 3rd Street which will become River Street. Follow River Street around to #520 on the right. Corner of River Street & Dodge Street. River lot will be on your left. See signs.
Public Remarks: RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany & white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include 100' of concrete bulkhead, rear screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners, Philips Leary, holds an active FL Real Estate License
List Price/SqFt: 255.4
Fireplace Features
Fireplaces Total: 2
DPR Eligible
DPR Eligible: Yes
Location Tax and Legal
Street Number: 520
Street Name: RIVER
Street Suffix: Street
County: Putnam
State: FL
Postal Code: 32177
MLS Area Major: 561-Greater Palatka
Subdivision Name: Dicks Map
Status Change Information
Major Change Timestamp: 2026-09-01T21:21:40Z
Major Change Type: Status Change
Property Features
Architectural Style: Historic
Levels: Two
Appliances: Dishwasher; Electric Range; Gas Water Heater; Refrigerator; Tankless Water Heater
Fireplace Features: Gas
Interior Features: Breakfast Nook; Entrance Foyer; Pantry
Flooring: Tile; Wood
Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected
Cooling: Central Air; Electric
Heating: Central; Electric
Water Source: Public
Sewer: Public Sewer
Construction Materials: Brick; Frame
Patio And Porch Features: Front Porch; Rear Porch; Screened
Roof: Shingle
Parking Features: Garage
Lot Features: Corner Lot; Historic Area; Sprinklers In Front; Sprinklers In Rear
View: River
Water Body Access Type: Navigable; Owned
Waterfront Features: River Front; Seawall
Current Use: Residential; Single Family
Community Features: Fishing; Restaurant; Sidewalks
Road Frontage Type: City Street
Road Surface Type: Asphalt
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; VA Loan

Listing Office: CENTURY 21 BECKHAM REALTY
Source MLS Verified

Last Updated: September - 09 - 2026

Information deemed reliable but not guaranteed.