520 RIVER Street
Palatka, FL 32177
MLS# 2141665
4 beds | 4 baths | 4398 sqft
Property DescriptionPHOTOS, FLOOR PLAN & 3D TOUR COMING SOON! RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany and white enamel trim, incredible craftsmanship throughout, original hardwood floors, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include back screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners holds an active FL real estate license.
Property Attached YN: Yes
Current Price: $799,900
Property Sub Type: Single Family Residence
Status: Active
List Price: $799,900
Listing Contract Date: 2026-04-22
Country: US
Parcel Number: 421027685004800051
Tax Annual Amount: 3168.1
Tax Year: 2025
Tax Legal Description: DICKS MAP OF PALATKA MB2 P46, BLK 48 E 100FT OF LOT 5 BK66, P215 + PALATKA WATER LOT 20
Zoning Description: Residential
Lot Size Acres: 0.5
Bathrooms Half: 1
Living Area: 3132
Living Area Source: Assessor
Building Area Total: 4398
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: No
Homestead YN: No
Waterfront YN: Yes
Water Frontage Feet: 100
Senior Community YN: No
Direction Faces: Southeast
Directions: From Florida Highway 17 in Downtown Palatka, turn South onto 3rd Street which will become River Street. Follow River Street around to #520 on the right. Corner of River Street & Dodge Street. River lot will be on your left. See signs.
Public Remarks: PHOTOS, FLOOR PLAN & 3D TOUR COMING SOON! RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany and white enamel trim, incredible craftsmanship throughout, original hardwood floors, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include back screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners holds an active FL real estate license.
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Furnished: Unfurnished
Stories: 2
List Price/SqFt: 255.4
Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 4
Dishwasher: 1
Electric Range: 1
Gas Water Heater: 1
Refrigerator: 1
Central Air: 1
Electric: 1
Residential: 1
Single Family: 1
Fireplaces Total: 2
Gas: 1
Corner Lot: 1
Historic Area: 1
Sprinklers In Front: 1
Sprinklers In Rear: 1
Electricity Connected: 1
Natural Gas Connected: 1
Sewer Connected: 1
Water Connected: 1
Front Porch: 1
Rear Porch: 1
Breakfast Nook: 1
Entrance Foyer: 1
Street Number: 520
Street Name: RIVER
Street Suffix: Street
County: Putnam
State: FL
Postal Code: 32177
MLS Area Major: 561-Greater Palatka
Subdivision Name: Dicks Map
Major Change Timestamp: 2026-04-23T23:54:03Z
Major Change Type: New Listing
Architectural Style: Historic
Appliances: Dishwasher; Electric Range; Gas Water Heater; Refrigerator; Tankless Water Heater
Interior Features: Breakfast Nook; Entrance Foyer; Pantry
Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected
Cooling: Central Air; Electric
Heating: Central; Electric
Construction Materials: Brick; Frame
Patio And Porch Features: Front Porch; Rear Porch; Screened
Lot Features: Corner Lot; Historic Area; Sprinklers In Front; Sprinklers In Rear
Water Body Access Type: Navigable; Owned
Waterfront Features: River Front; Seawall
Current Use: Residential; Single Family
Community Features: Fishing; Restaurant; Sidewalks
Road Frontage Type: City Street
Road Surface Type: Asphalt
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; VA Loan
Listing Office: CENTURY 21 BECKHAM REALTY
Last Updated: April - 24 - 2026
Information deemed reliable but not guaranteed.
