$549,900
523 S 13TH Terrace
Fernandina Beach, FL 32034
MLS# 2154960
3 beds  |  3 baths
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Property Description
feel, while the chef-inspired kitchen features quartz countertops, stainless steel appliances, and a generous island that naturally becomes the gathering place for family and friends. Upstairs, spacious bedrooms provide comfort and privacy, including a serene primary suite designed for relaxation at the end of the day. With all major systems new in 2023, you'll enjoy the peace of mind and low-maintenance lifestyle today's buyers are seeking. Step outside to a raised patio and fenced backyard, creating the perfect space for morning coffee, weekend cookouts, or quiet evenings under the stars. A one-car garage and manageable lot size make everyday living simple and efficient. Perfectly positioned between downtown Fernandina Beach and Main Beach, this location makes it easy to embrace the Amelia Island lifestyle. Hop on your bike, take a golf cart ride to Centre Street for dinner, or spend the afternoon with your toes in the sand. Few locations offer this level of convenience to both the

Details
Documents
Contract Information
Property Attached YN: No
Current Price: $549,900
Property Sub Type: Single Family Residence
Status: Active
List Price: $549,900
Listing Contract Date: 2026-07-01
Location, Tax, and Legal
Country: US
Parcel Number: 000031180002410380
Tax Annual Amount: 6615.83
Tax Year: 2025
Tax Legal Description: BLOCK 241 LOT 38 CITY OF FDNA BEACH
General Property Information
Lot Size Acres: 0.06
Bathrooms Half: 1
Living Area: 1448
Living Area Source: Public Records
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: No
Homestead YN: Yes
Waterfront YN: No
Senior Community YN: No
Direction Faces: East
Directions: From 14th Street, turn west on to Fir. Turn right on to South 13th Terrace. Home is on the left!
Public Remarks: feel, while the chef-inspired kitchen features quartz countertops, stainless steel appliances, and a generous island that naturally becomes the gathering place for family and friends. Upstairs, spacious bedrooms provide comfort and privacy, including a serene primary suite designed for relaxation at the end of the day. With all major systems new in 2023, you'll enjoy the peace of mind and low-maintenance lifestyle today's buyers are seeking. Step outside to a raised patio and fenced backyard, creating the perfect space for morning coffee, weekend cookouts, or quiet evenings under the stars. A one-car garage and manageable lot size make everyday living simple and efficient. Perfectly positioned between downtown Fernandina Beach and Main Beach, this location makes it easy to embrace the Amelia Island lifestyle. Hop on your bike, take a golf cart ride to Centre Street for dinner, or spend the afternoon with your toes in the sand. Few locations offer this level of convenience to both the
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 1
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: 1
List Price/SqFt: 379.77
Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 3
Year Built: 2023
Appliances
Dishwasher: 1
Electric Range: 1
Microwave: 1
Refrigerator: 1
Construction Materials
Composition Siding: 1
Frame: 1
Cooling
Central Air: 1
Electric: 1
Current Use
Residential: 1
Fencing
Back Yard: 1
Flooring
Luxury Vinyl: 1
Tile: 1
Heating
Electric: 1
Heat Pump: 1
Laundry Features
Upper Level: 1
Levels
Two: 1
Listing Terms
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Parking Features
Garage: 1
Garage Door Opener: 1
Possession
Close Of Escrow: 1
Roof
Shingle: 1
Sewer
Public Sewer: 1
Utilities
Cable Available: 1
Electricity Connected: 1
Sewer Connected: 1
Water Connected: 1
Other: 1
Water Source
Public: 1
Architectural Style
Traditional: 1
Patio And Porch Features
Rear Porch: 1
Interior Features
Breakfast Bar: 1
Ceiling Fan(s): 1
Eat-in Kitchen: 1
Entrance Foyer: 1
Kitchen Island: 1
Open Floorplan: 1
Pantry: 1
Primary Bathroom - Shower No Tub: 1
Walk-In Closet(s): 1
Rental Restrictions
1 Month: 1
DPR Eligible
DPR Eligible: Yes
Location Tax and Legal
Street Number: 523
Street Direction Prefix: S
Street Name: 13TH
Street Suffix: Terrace
County: Nassau
State: FL
Postal Code: 32034
MLS Area Major: 410-Fernandina Beach Downtown-West
Subdivision Name: City Of Fernandina Beach
Status Change Information
Major Change Timestamp: 2026-07-11T14:17:53Z
Major Change Type: New Listing
Property Features
Architectural Style: Traditional
Levels: Two
Rental Restrictions: 1 Month
Appliances: Dishwasher; Electric Range; Microwave; Refrigerator
Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s)
Flooring: Luxury Vinyl; Tile
Laundry Features: Upper Level
Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected; Other
Cooling: Central Air; Electric
Heating: Electric; Heat Pump
Water Source: Public
Sewer: Public Sewer
Construction Materials: Composition Siding; Frame
Patio And Porch Features: Rear Porch
Roof: Shingle
Parking Features: Garage; Garage Door Opener
Fencing: Back Yard
Current Use: Residential
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA; VA Loan
Supplements
beach and downtown. Move-in ready and beautifully maintained, this home offers a rare opportunity to enjoy newer construction in one of Fernandina Beach's most desirable in-town locations. Love Where You Live.
Listing Office: SUMMER HOUSE REALTY
Source MLS Verified

Last Updated: July - 11 - 2026

Information deemed reliable but not guaranteed.

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