639 GAINES Lane
Fernandina Beach, FL 32034
MLS# 2118091
3 beds | 2 baths
Property DescriptionSet on nearly an acre just outside the city limits but still on Amelia Island, this well-maintained home offers a rare combination of space, privacy, and lower county taxes. The property features a large RV carport with dedicated power hookup, along with shark-coated flooring in a fully finished garage designed for flex space, fresh paint, and new flooring throughout the interior. With a strong rental history and the ability to operate as a short-term rental, it presents excellent potential for investors as well as those seeking a private retreat. The home is being sold fully furnished for immediate use. Only minutes from the beach yet tucked into a secluded setting, this property combines convenience with a sense of calm that is increasingly hard to find on Amelia Island.
Property Attached YN: No
Current Price: $649,000
Property Sub Type: Single Family Residence
Status: Active
List Price: $649,000
Listing Contract Date: 2025-08-21
Country: US
Parcel Number: 000030074000780070
Tax Annual Amount: 6444.87
Tax Year: 2024
Tax Legal Description: PT OF LOT 78 IN OR 2089/1571 SUB PT OF SEC 4 PBK 0
Lot Size Acres: 0.7
Bathrooms Half: 0
Living Area: 1200
Living Area Source: Assessor
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: No
Homestead YN: No
Waterfront YN: No
Senior Community YN: No
Directions: From SR200 turn onto Old Amelia Avenue. Take a right onto Amelia Road, and another right onto Gaines Lane. Home is at the end of the street.
Public Remarks: Set on nearly an acre just outside the city limits but still on Amelia Island, this well-maintained home offers a rare combination of space, privacy, and lower county taxes. The property features a large RV carport with dedicated power hookup, along with shark-coated flooring in a fully finished garage designed for flex space, fresh paint, and new flooring throughout the interior. With a strong rental history and the ability to operate as a short-term rental, it presents excellent potential for investors as well as those seeking a private retreat. The home is being sold fully furnished for immediate use. Only minutes from the beach yet tucked into a secluded setting, this property combines convenience with a sense of calm that is increasingly hard to find on Amelia Island.
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Furnished: Furnished
Stories: 1
List Price/SqFt: 540.83
Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Year Built: 2002
Microwave: 1
Refrigerator: 1
Garage: 1
Garage Door Opener: 1
Cable Connected: 1
Electricity Connected: 1
Street Number: 639
Street Name: GAINES
Street Suffix: Lane
County: Nassau
State: FL
Postal Code: 32034
MLS Area Major: 450-Amelia Island-North Of Burney Road
Subdivision Name: Fernandina Beach
Major Change Timestamp: 2025-11-15T16:08:32Z
Major Change Type: New Listing
Rental Restrictions: No Minimum
Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Microwave; Refrigerator; Washer
Utilities: Cable Connected; Electricity Connected
Construction Materials: Frame
Parking Features: Garage; Garage Door Opener; RV Access/Parking
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; USDA Loan; VA Loan
Listing Office: ONE SOTHEBY'S INTERNATIONAL REALTY
Last Updated: January - 04 - 2026
Information deemed reliable but not guaranteed.
Flood Disclosure 
