78021 SADDLE ROCK Road
Yulee, FL 32097
MLS# 2157713
5 beds | 3 baths
Property DescriptionLumber Creek beaut! Perfectly positioned on an oversized waterfront lot, this beautifully maintained 5-bedroom, 2.5-bath home offers the ideal combination of functional living space, modern updates, and incredible backyard views. Step inside to find a dedicated formal office just off the entry, complete with French door, creating the perfect space for working from home, a playroom, or a quiet retreat. Beyond the entry, the open-concept floor plan showcases brand-new luxury vinyl plank flooring throughout the main living areas and office, abundant natural light, and a spacious family room that flows seamlessly into the kitchen and dining area. Large picture windows frame the peaceful water views, while the covered lanai invites relaxation in the private backyard setting. The kitchen offers ample cabinetry, plenty of prep space, energy-efficient appliances, and an open design perfect for entertaining or everyday living. The thoughtfully designed layout places the primary suite downstairs
Property Attached YN: No
Current Price: $385,000
Property Sub Type: Single Family Residence
Status: Active
List Price: $385,000
Listing Contract Date: 2026-07-30
Country: US
Parcel Number: 092N27129002200000
Tax Annual Amount: 3296.97
Tax Year: 2025
Tax Legal Description: LOT 220 LUMBER CREEK #1 PB 7/295 N/K/A LUMBER CREE
Elementary School: Wildlight
Middle School: Yulee
High School: Yulee
Lot Size Acres: 0.33
Bathrooms Half: 1
Living Area: 2436
Living Area Source: Public Records
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: Yes
Homestead YN: Yes
Association Fee: 335
Association Fee Frequency: Semi-Annually
Waterfront YN: No
Senior Community YN: No
Directions: From I-95 take exit FL-200/FL-A1A toward Fernandina Beach. Continue on FL-200 and turn right on William Burgess Blvd. Turn right onto N Harts Rd then right onto Lumber Crk Dr. Continue straight onto Saddle Rock Rd and home will be on left.
Public Remarks: Lumber Creek beaut! Perfectly positioned on an oversized waterfront lot, this beautifully maintained 5-bedroom, 2.5-bath home offers the ideal combination of functional living space, modern updates, and incredible backyard views. Step inside to find a dedicated formal office just off the entry, complete with French door, creating the perfect space for working from home, a playroom, or a quiet retreat. Beyond the entry, the open-concept floor plan showcases brand-new luxury vinyl plank flooring throughout the main living areas and office, abundant natural light, and a spacious family room that flows seamlessly into the kitchen and dining area. Large picture windows frame the peaceful water views, while the covered lanai invites relaxation in the private backyard setting. The kitchen offers ample cabinetry, plenty of prep space, energy-efficient appliances, and an open design perfect for entertaining or everyday living. The thoughtfully designed layout places the primary suite downstairs
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Stories: 2
List Price/SqFt: 158.05
Bedrooms Total: 5
Bathrooms Full: 2
Bathrooms Total: 3
Electric Range: 1
Electric Water Heater: 1
Residential: 1
Single Family: 1
Electric Dryer Hookup: 1
In Unit: 1
Lower Level: 1
Washer Hookup: 1
Sprinklers In Front: 1
Sprinklers In Rear: 1
Cable Available: 1
Electricity Connected: 1
Sewer Connected: 1
Water Connected: 1
Breakfast Bar: 1
Ceiling Fan(s): 1
Eat-in Kitchen: 1
Entrance Foyer: 1
Open Floorplan: 1
Pantry: 1
Primary Bathroom - Shower No Tub: 1
Primary Downstairs: 1
Split Bedrooms: 1
Walk-In Closet(s): 1
Street Number: 78021
Street Name: SADDLE ROCK
Street Suffix: Road
County: Nassau
State: FL
Postal Code: 32097
MLS Area Major: 481-Nassau County-Yulee South
Subdivision Name: Lumber Creek
Major Change Timestamp: 2026-07-30T14:45:21Z
Major Change Type: New Listing
Architectural Style: Traditional
Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator; Washer
Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Split Bedrooms; Walk-In Closet(s)
Flooring: Concrete; Vinyl
Laundry Features: Electric Dryer Hookup; In Unit; Lower Level; Washer Hookup
Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected
Security Features: Smoke Detector(s)
Construction Materials: Fiber Cement
Patio And Porch Features: Covered; Front Porch; Rear Porch
Parking Features: Attached; Garage; Garage Door Opener
Lot Features: Sprinklers In Front; Sprinklers In Rear
Current Use: Residential; Single Family
Road Frontage Type: City Street
Road Surface Type: Asphalt
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA; VA Loan
for added privacy, complete with a spacious ensuite featuring a walk-in shower and a generous walk-in closet. Upstairs, you'll find four additional bedrooms centered around a versatile loft, creating the perfect space for a media room, playroom, second family room, or homework zone. Located just a short stroll from the community pool, clubhouse, and playground, Lumber Creek offers a wonderful neighborhood atmosphere with convenient access to shopping, dining, I-95, Kings Bay, Jacksonville, and the beautiful beaches of Amelia Island. If you've been searching for a spacious move-in-ready home with room to grow and an unbeatable lot size at a great price, this one is ready to welcome you home.
Listing Office: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Last Updated: July - 30 - 2026
Information deemed reliable but not guaranteed.
