$325,000
821 S 14TH Street
Palatka, FL 32177
MLS# 2145699
4 beds  |  2 baths


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Property Description
This is not your standard builder grade home. This home was rebuilt from the ground up with all new studs/ joists/ subfloors/ insulation/ and new roof. 821 South 14th street is a lifestyle, luxury, and multigenerational choice. Specifically designed for those who want to lead the city in elegance and design. Only two minutes from downtown Palatka coffee shops and restaurants, and a scenic three-minute drive along River Road to the downtown Palatka City public boat ramp. Be part of the explosive growth in Palatka and surrounding areas and front run the westward expansion from surrounding counties. 821 was built for the homeowner who wants to step outside the status quo of standard new construction and seeks timeless elegance in lieu of a builder grade home.

Details
Documents
Contract Information
Property Attached YN: No
Current Price: $325,000
Property Sub Type: Single Family Residence
Status: Active
List Price: $325,000
Listing Contract Date: 2026-05-16
Location, Tax, and Legal
Country: US
Parcel Number: 071027355000400031
Tax Annual Amount: 2393.96
Tax Year: 2025
Tax Legal Description: HARTS PLAT DB E P796 BLK 4 N3/4 OF W1/2 OF LOT 3 BK183 P493
General Property Information
Lot Size Acres: 0.26
Bathrooms Half: 0
Living Area: 1330
Living Area Source: Owner
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: No
Homestead YN: No
Waterfront YN: No
Senior Community YN: No
Directions: Turn onto Crill Ave / FL-20 if you're coming in on US-17. Continue toward the south side of town. Turn onto Moseley Ave or Laurel St heading east. Turn right onto S 14th St. Continue south until you reach 821 S 14th St, Palatka, FL 32177. The property will be on your left.
Public Remarks: This is not your standard builder grade home. This home was rebuilt from the ground up with all new studs/ joists/ subfloors/ insulation/ and new roof. 821 South 14th street is a lifestyle, luxury, and multigenerational choice. Specifically designed for those who want to lead the city in elegance and design. Only two minutes from downtown Palatka coffee shops and restaurants, and a scenic three-minute drive along River Road to the downtown Palatka City public boat ramp. Be part of the explosive growth in Palatka and surrounding areas and front run the westward expansion from surrounding counties. 821 was built for the homeowner who wants to step outside the status quo of standard new construction and seeks timeless elegance in lieu of a builder grade home.
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Stories: 1
List Price/SqFt: 244.36
Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Year Built: 1945
Appliances
Dishwasher: 1
Electric Range: 1
Refrigerator: 1
Cooling
Central Air: 1
Current Use
Residential: 1
Single Family: 1
Heating
Central: 1
Listing Terms
Cash: 1
Conventional: 1
FHA: 1
Owner May Carry: 1
VA Loan: 1
Parking Features
Other: 1
Possession
Close Of Escrow: 1
Sewer
Public Sewer: 1
Utilities
Cable Available: 1
Electricity Available: 1
Sewer Available: 1
Water Available: 1
Water Source
Public: 1
DPR Eligible
DPR Eligible: Yes
Location Tax and Legal
Street Number: 821
Street Direction Prefix: S
Street Name: 14TH
Street Suffix: Street
County: Putnam
State: FL
Postal Code: 32177
MLS Area Major: 561-Greater Palatka
Subdivision Name: Harts Plat
Status Change Information
Major Change Timestamp: 2026-05-16T20:24:17Z
Major Change Type: New Listing
Property Features
Appliances: Dishwasher; Electric Range; Refrigerator
Utilities: Cable Available; Electricity Available; Sewer Available; Water Available
Cooling: Central Air
Heating: Central
Water Source: Public
Sewer: Public Sewer
Parking Features: Other
Current Use: Residential; Single Family
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA; Owner May Carry; VA Loan
Supplements
Walk through the massive chef's kitchen with wooden 42-inch-tall cabinets and designer alloy cabinet pulls. The quartz countertops and bar add a sleek appeal and separate this kitchen from all others in the city. Brand new appliances with a Counter depth refrigerator and over range hood only enhance this homes appeal. The range is again not standard and is flattop all around without the bulking and intrusive raised back panel. The primary bedroom features his and her closets with a spa influenced primary bathroom. The oversized shower features a six-setting shower diverter with a rainfall shower head coming from the ceiling, a shower head, and handheld body spray. The shower head fixtures are Delta brand and bought from Fergusons a supplier of luxury home fixtures. The shower head alone is valued at over $600 as the brass components ensure lifelong durability. Modern tiles and niches make showering a retreat. The 60-inch double sink vanity is again designer grade. And not found is big box home improvement stores. This is elegance at its purest. Even the light fixtures exude tastefulness. Step into the exclusive Signature Hardware brand 21-inch-deep soaking tub. This tub was purchased from Fergusons and typically found only in million dollar homes and is valued at well over $1000 for the tub alone, again with Delta hardware from Fergusons with brass fittings. Modern three panel interior doors throughout the home accompanied with louvered closet doors. A 20-minute fire rated laundry door guides you to the laundry room fitted with a cabinets, sink, and quartz countertops with generous storage space. A newly built massive, raised deck offers tranquility for you to sit and enjoy the spacious yard which easily fits your boat and trailers. The yard is fenced for your enjoyment. The front yard contains new sod and the brand new driveway was machine rolled to press the stone into the clay base layer to ensure long term traffic durability. There is nothing like this home in Palatka. From thoughtful design choices to a central location, minutes from the St. John's county river. Welcome home to a cut above the rest. Welcome to 821 South 14 Street. You're home now. - New roof - New electrical with a 250 AMP panel - New plumbing - Brand new studs / joists/ subfloor - All new windows that pull out for easy cleaning - blown in insulation - hardy board siding - brand new Trane HVAC SYSTEM with new duct work throughout with warranty. There is nothing but new in this home.

Listing Office: STA REALTY
Source MLS Verified

Last Updated: May - 16 - 2026

Information deemed reliable but not guaranteed.