$249,000
821 S 14TH Street
Palatka, FL 32177
MLS# 2156284
4 beds  |  2 baths


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Property Description
Say goodbye to renovation headaches and hello to a home where absolutely everything is brand new. This thoughtfully rebuilt four bedroom, two bathroom residence delivers 1,330 square feet of fresh, modern living without the guesswork that usually comes with older properties. Let's start with what matters most beneath the surface. This home has been reimagined from the ground up, featuring brand new studs, joists, and subfloor, plus new plumbing and updated electrical anchored by a robust 250 amp panel. A new roof, hardy board siding, blown in insulation, and a brand new Trane heating and cooling system with fresh ductwork and a warranty mean you can settle in with genuine peace of mind. Even the windows are new, and they conveniently pull out for effortless cleaning.

Details
Documents
Contract Information
Property Attached YN: No
Current Price: $249,000
Property Sub Type: Single Family Residence
Status: Active
List Price: $249,000
Listing Contract Date: 2026-07-20
Location, Tax, and Legal
Country: US
Parcel Number: 071027355000400031
Tax Annual Amount: 2393.96
Tax Year: 2025
Tax Legal Description: HARTS PLAT DB E P796 BLK 4 N3/4 OF W1/2 OF LOT 3 BK183 P493
General Property Information
Lot Size Acres: 0.26
Bathrooms Half: 0
Living Area: 1330
Living Area Source: Owner
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: No
Homestead YN: No
Waterfront YN: No
Senior Community YN: No
Directions: Turn onto Crill Ave / FL-20 if you're coming in on US-17. Continue toward the south side of town. Turn onto Moseley Ave or Laurel St heading east. Turn right onto S 14th St. Continue south until you reach 821 S 14th St, Palatka, FL 32177. The property will be on your left.
Public Remarks: Say goodbye to renovation headaches and hello to a home where absolutely everything is brand new. This thoughtfully rebuilt four bedroom, two bathroom residence delivers 1,330 square feet of fresh, modern living without the guesswork that usually comes with older properties. Let's start with what matters most beneath the surface. This home has been reimagined from the ground up, featuring brand new studs, joists, and subfloor, plus new plumbing and updated electrical anchored by a robust 250 amp panel. A new roof, hardy board siding, blown in insulation, and a brand new Trane heating and cooling system with fresh ductwork and a warranty mean you can settle in with genuine peace of mind. Even the windows are new, and they conveniently pull out for effortless cleaning.
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Stories: 1
List Price/SqFt: 187.22
Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Year Built: 1945
Appliances
Dishwasher: 1
Electric Range: 1
Refrigerator: 1
Cooling
Central Air: 1
Current Use
Residential: 1
Single Family: 1
Heating
Central: 1
Listing Terms
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Parking Features
Other: 1
Possession
Close Of Escrow: 1
Sewer
Public Sewer: 1
Utilities
Cable Available: 1
Electricity Available: 1
Sewer Available: 1
Water Available: 1
Water Source
Public: 1
DPR Eligible
DPR Eligible: Yes
Location Tax and Legal
Street Number: 821
Street Direction Prefix: S
Street Name: 14TH
Street Suffix: Street
County: Putnam
State: FL
Postal Code: 32177
MLS Area Major: 561-Greater Palatka
Subdivision Name: Harts Plat
Status Change Information
Major Change Timestamp: 2026-07-20T22:20:10Z
Major Change Type: New Listing
Property Features
Appliances: Dishwasher; Electric Range; Refrigerator
Utilities: Cable Available; Electricity Available; Sewer Available; Water Available
Cooling: Central Air
Heating: Central
Water Source: Public
Sewer: Public Sewer
Parking Features: Other
Current Use: Residential; Single Family
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA; VA Loan
Supplements
Inside, the kitchen steals the spotlight. Sleek quartz countertops pair beautifully with 42 inch cabinets dressed in designer alloy pulls, while a lineup of brand new appliances, including a counter depth refrigerator and over range hood, makes cooking a pleasure. It's the kind of space that flatters both the ambitious chef and the enthusiastic microwave user. Location adds even more appeal. Hank Bryan Park sits just around the corner, perfect for morning walks or a spontaneous game of catch. Downtown Palatka's coffee shops and restaurants are only two minutes away, and a scenic three minute cruise along River Road delivers you to the public boat ramp, where the water is always calling. Publix keeps grocery runs quick and painless, and the nearby train station offers added convenience for travelers. This is a rare opportunity to own a home that combines timeless charm with completely modern bones. Come see it in person and imagine the memories waiting to be made. Schedule your private showing today before someone else claims it!

Listing Office: STA REALTY
Source MLS Verified

Last Updated: July - 21 - 2026

Information deemed reliable but not guaranteed.