$639,000
95045 BERMUDA Drive
Fernandina Beach, FL 32034
MLS# 2123710
3 beds  |  3 baths


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Property Description
Located in the gated Amelia National community, set on a newly updated Tom Fazio-designed golf course, this thoughtfully designed single-story home offers privacy, space, and a lifestyle buyers are searching for. Set on an oversized .38-acre lot backing to protected conservation, the setting is quiet and serene with no rear neighbors. Inside, the home features 10-foot ceilings, crown molding, and durable 18-inch tile flooring throughout the main living areas. The kitchen is designed for both function and entertaining, with quartz countertops, 42-inch cabinetry, stainless steel appliances, a gas range, and custom glass-front details. The open layout flows into the living area. The primary suite offers a large walk-in closet, dual vanities, and a spacious bath. An additional flex room provides options for a home office, workout space, den, or potential fourth bedroom. Step outside to a generous covered outdoor living area overlooking the conservation

Details
Contract Information
Property Attached YN: No
Current Price: $639,000
Property Sub Type: Single Family Residence
Status: Active
List Price: $639,000
Listing Contract Date: 2026-01-05
Location, Tax, and Legal
Country: US
Parcel Number: 262N28006A00420000
Tax Annual Amount: 1425.99
Tax Year: 2025
Tax Legal Description: LOT 42 AMELIA NATIONAL #1 PB 7/48
Zoning Description: PUD
General Property Information
Lot Size Acres: 0.38
Bathrooms Half: 1
Living Area: 2371
Living Area Source: Assessor
CDD Fee YN: Yes
CDD Fee Amount: 1381
Accessory Dwelling Unit Y/N: No
Association YN: Yes
Homestead YN: No
Association Fee: 976
Association Fee Frequency: Annually
Association Fee 2: 4100
Association Fee 2 Frequency: Annually
Association Name: Lifestyle Membership Amelia National Club
Waterfront YN: No
Senior Community YN: No
Directions: SR 200 (A1A) to Amelia Concourse. Turn in to Amelia National. Go through Guard gate and take the second right turn on to Bermuda. Home will be on your left.
Public Remarks: Located in the gated Amelia National community, set on a newly updated Tom Fazio-designed golf course, this thoughtfully designed single-story home offers privacy, space, and a lifestyle buyers are searching for. Set on an oversized .38-acre lot backing to protected conservation, the setting is quiet and serene with no rear neighbors. Inside, the home features 10-foot ceilings, crown molding, and durable 18-inch tile flooring throughout the main living areas. The kitchen is designed for both function and entertaining, with quartz countertops, 42-inch cabinetry, stainless steel appliances, a gas range, and custom glass-front details. The open layout flows into the living area. The primary suite offers a large walk-in closet, dual vanities, and a spacious bath. An additional flex room provides options for a home office, workout space, den, or potential fourth bedroom. Step outside to a generous covered outdoor living area overlooking the conservation
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Furnished: Unfurnished
Stories: 1
List Price/SqFt: 269.51
Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 3
Year Built: 2006
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Gas Range: 1
Microwave: 1
Refrigerator: 1
Washer: 1
Water Softener Owned: 1
Association Amenities
Clubhouse: 1
Fitness Center: 1
Gated: 1
Tennis Court(s): 1
Construction Materials
Frame: 1
Stucco: 1
Cooling
Central Air: 1
Current Use
Residential: 1
Flooring
Carpet: 1
Tile: 1
Heating
Central: 1
Listing Terms
Cash: 1
Conventional: 1
VA Loan: 1
Parking Features
Garage: 1
Garage Door Opener: 1
Possession
Close Of Escrow: 1
Road Surface Type
Paved: 1
Roof
Shingle: 1
Security Features
Gated with Guard: 1
Sewer
Public Sewer: 1
Spa Features
Community: 1
Utilities
Cable Connected: 1
Electricity Connected: 1
Natural Gas Connected: 1
Sewer Connected: 1
Water Connected: 1
View
Protected Preserve: 1
Water Source
Public: 1
Community Features
Gated: 1
Restaurant: 1
Patio And Porch Features
Rear Porch: 1
Screened: 1
Interior Features
Ceiling Fan(s): 1
Eat-in Kitchen: 1
Open Floorplan: 1
Primary Bathroom -Tub with Separate Shower: 1
DPR Eligible
DPR Eligible: Yes
Location Tax and Legal
Street Number: 95045
Street Name: BERMUDA
Street Suffix: Drive
County: Nassau
State: FL
Postal Code: 32034
MLS Area Major: 472-Oneil/Nassaville/Holly Point
Subdivision Name: Amelia National
Status Change Information
Major Change Timestamp: 2026-02-15T17:27:05Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-02-15T17:27:05Z
Property Features
Appliances: Dishwasher; Disposal; Dryer; Gas Range; Microwave; Refrigerator; Washer; Water Softener Owned
Interior Features: Ceiling Fan(s); Eat-in Kitchen; Open Floorplan; Primary Bathroom -Tub with Separate Shower
Flooring: Carpet; Tile
Utilities: Cable Connected; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected
Cooling: Central Air
Heating: Central
Water Source: Public
Sewer: Public Sewer
Security Features: Gated with Guard
Construction Materials: Frame; Stucco
Patio And Porch Features: Rear Porch; Screened
Spa Features: Community
Roof: Shingle
Parking Features: Garage; Garage Door Opener
View: Protected Preserve
Current Use: Residential
Association Amenities: Clubhouse; Fitness Center; Gated; Tennis Court(s)
Community Features: Gated; Restaurant
Road Surface Type: Paved
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; VA Loan
Supplements
backdropideal for relaxing or hosting guests. Amelia National residents enjoy a well-maintained golf course community with a private clubhouse, resort-style pool, tennis courts, and fitness amenities, all just a short walk away. A lifestyle membership to Amelia National Golf & Country Club is required. This home combines low-maintenance living, flexible space, and one of the most desirable settings in Nassau County.

Listing Office: ONE SOTHEBY'S INTERNATIONAL REALTY

Last Updated: February - 23 - 2026

Information deemed reliable but not guaranteed.