95161 LOCK Street, Fernandina Beach, FL 32034 (MLS# 2144240)

$429,000

95161 LOCK Street
Fernandina Beach, FL 32034
MLS# 2144240
3 beds | 2 baths

1 / 28

Property Description
Welcome to 95161 Lock St in Concourse Crossing - a beautifully maintained 2024-built home situated on one of the largest lots in the community at .32 acres! Backing to a preserve for added privacy, this property offers the perfect combination of newer construction, upgrades, and outdoor space that's hard to find. Located in the smaller, phase 2 section of Concourse Crossing, this area features all single-family homes and a charming green space nearby perfect for kids or dogs to play. Enjoy the benefits of NO CDD fees and a low annual HOA while still being conveniently located near shopping, dining, and everyday conveniences. This one-owner home features 3 bedrooms PLUS AN OFFICE with thoughtful upgrades already completed after closing, saving the next owner time and expense. Interior features include luxury vinyl plank flooring throughout with absolutely no carpet, custom barn doors on the office, upgraded kitchen faucet, kitchen cabinet hardware, and a brand-new dishwasher. The open

Details

Documents

Contract Information

Property Attached YN: No

Current Price: $429,000

Property Sub Type: Single Family Residence

Status: Active

List Price: $429,000

Listing Contract Date: 2026-05-08

Location, Tax, and Legal

Country: US

Parcel Number: 292N28033000820000

Tax Annual Amount: 5180.27

Tax Year: 2025

Tax Legal Description: LOT 82 CONCOURSE CROSSING PHASE 2 OR 2583/198

Zoning Description: PUD

General Property Information

Lot Size Acres: 0.32

Bathrooms Half: 0

Living Area: 1895

Living Area Source: Public Records

CDD Fee YN: No

Accessory Dwelling Unit Y/N: No

Association YN: Yes

Homestead YN: Yes

Association Fee: 970

Association Fee Frequency: Annually

Waterfront YN: No

Senior Community YN: No

Directions: From 95, take State Rd 200 toward Fernandina Beach. In about 6 miles, make a right onto Amelia Concourse. In roughly 3 and a half miles, turn left on Lock St. The home will be on your left.

Public Remarks: Welcome to 95161 Lock St in Concourse Crossing - a beautifully maintained 2024-built home situated on one of the largest lots in the community at .32 acres! Backing to a preserve for added privacy, this property offers the perfect combination of newer construction, upgrades, and outdoor space that's hard to find. Located in the smaller, phase 2 section of Concourse Crossing, this area features all single-family homes and a charming green space nearby perfect for kids or dogs to play. Enjoy the benefits of NO CDD fees and a low annual HOA while still being conveniently located near shopping, dining, and everyday conveniences. This one-owner home features 3 bedrooms PLUS AN OFFICE with thoughtful upgrades already completed after closing, saving the next owner time and expense. Interior features include luxury vinyl plank flooring throughout with absolutely no carpet, custom barn doors on the office, upgraded kitchen faucet, kitchen cabinet hardware, and a brand-new dishwasher. The open

Accessibility Features YN: No

New Construction YN: No

Garage YN: Yes

Garage Spaces: 2

Carport YN: No

Pool Private YN: No

Water Body Access YN: No

Stories: 1

List Price/SqFt: 226.39

Bedrooms Total: 3

Bathrooms Full: 2

Bathrooms Total: 2

Year Built: 2024

Appliances

Dishwasher: 1

Dryer: 1

Electric Range: 1

Electric Water Heater: 1

Microwave: 1

Refrigerator: 1

Washer: 1

Construction Materials

Frame: 1

Cooling

Central Air: 1

Current Use

Residential: 1

Fencing

Back Yard: 1

Vinyl: 1

Flooring

Vinyl: 1

Heating

Central: 1

Levels

One: 1

Listing Terms

Cash: 1

Conventional: 1

FHA: 1

VA Loan: 1

Parking Features

Garage: 1

Possession

Close Of Escrow: 1

Road Frontage Type

City Street: 1

Road Surface Type

Asphalt: 1

Roof

Shingle: 1

Sewer

Public Sewer: 1

Utilities

Electricity Connected: 1

View

Trees/Woods: 1

Water Source

Public: 1

Patio And Porch Features

Porch: 1

Rear Porch: 1

Screened: 1

Interior Features

Ceiling Fan(s): 1

Open Floorplan: 1

Primary Bathroom - Shower No Tub: 1

Split Bedrooms: 1

Walk-In Closet(s): 1

DPR Eligible

DPR Eligible: Yes

Location Tax and Legal

Street Number: 95161

Street Name: LOCK

Street Suffix: Street

County: Nassau

State: FL

Postal Code: 32034

MLS Area Major: 472-Oneil/Nassaville/Holly Point

Subdivision Name: Concourse Crossing

Status Change Information

Major Change Timestamp: 2026-05-08T16:32:58Z

Major Change Type: New Listing

Property Features

Levels: One

Appliances: Dishwasher; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer

Interior Features: Ceiling Fan(s); Open Floorplan; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s)

Flooring: Vinyl

Utilities: Electricity Connected

Cooling: Central Air

Heating: Central

Water Source: Public

Sewer: Public Sewer

Construction Materials: Frame

Patio And Porch Features: Porch; Rear Porch; Screened

Roof: Shingle

Parking Features: Garage

View: Trees/Woods

Fencing: Back Yard; Vinyl

Current Use: Residential

Road Frontage Type: City Street

Road Surface Type: Asphalt

Possession: Close Of Escrow

Listing Terms: Cash; Conventional; FHA; VA Loan

Supplements

layout feels bright and welcoming, while the cute front porch adds to the home's curb appeal and charm. Step outside and enjoy the fully fenced backyard overlooking the preserve, screened lanai, gutters, security cameras, and plenty of room to relax or entertain. The garage has also been upgraded with durable epoxy floors, and a glass storm door adds additional natural light and style to the entryway. Why wait to build when this nearly new home already has the upgrades done for you? Schedule your showing today!

Listing Office: WATSON REALTY CORP

Last Updated: May - 08 - 2026

Information deemed reliable but not guaranteed.