$625,000
96180 MONTEGO BAY
Fernandina Beach, FL 32034
MLS# 2147366
3 beds  |  2 baths


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Property Description
Located in the quiet Islesworth subdivision of Fernandina Beach/Amelia Island, this well-maintained 3-bedroom, 2-bathroom home offers practical living in a prime location. Spanning a functional floor plan, the interior features a bright living area, a functional kitchen with solid counter space, and a private primary bedroom with an en-suite bath. Step outside to a spacious backyard, perfect for pets, children, or outdoor dining. The property also includes a two-car garage with plenty of room for vehicles and extra storage. Islesworth residents enjoy low HOA fees and a highly accessible location. You are just a short drive from Amelia Island's 13 miles of public beaches, the shops and dining of historic downtown Fernandina Beach, and highly-rated local schools. With easy access to major roadways, the commute to Jacksonville International Airport is under 45 minutes. Perfect as a primary residence or a low-maintenance investment property.

Details
Contract Information
Property Attached YN: No
Current Price: $625,000
Property Sub Type: Single Family Residence
Status: Active
List Price: $625,000
Listing Contract Date: 2026-05-21
Location, Tax, and Legal
Country: US
Parcel Number: 000030031500230000
Tax Annual Amount: 2758.15
Tax Year: 2025
Tax Legal Description: LOT 23 PDSTRIAN ESMT PT OR 1179/1730 ISLESWORTH PB
General Property Information
Lot Size Acres: 0.2
Bathrooms Half: 0
Living Area: 1649
Living Area Source: Assessor
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: Yes
Homestead YN: Yes
Association Fee: 523
Association Fee Frequency: Monthly
Waterfront YN: No
Senior Community YN: No
Directions: From A1A/200, turn right onto Sadler, turn right onto 14th, turn left into Islesworth, turn right on Montego Bay and home is on left.
Public Remarks: Located in the quiet Islesworth subdivision of Fernandina Beach/Amelia Island, this well-maintained 3-bedroom, 2-bathroom home offers practical living in a prime location. Spanning a functional floor plan, the interior features a bright living area, a functional kitchen with solid counter space, and a private primary bedroom with an en-suite bath. Step outside to a spacious backyard, perfect for pets, children, or outdoor dining. The property also includes a two-car garage with plenty of room for vehicles and extra storage. Islesworth residents enjoy low HOA fees and a highly accessible location. You are just a short drive from Amelia Island's 13 miles of public beaches, the shops and dining of historic downtown Fernandina Beach, and highly-rated local schools. With easy access to major roadways, the commute to Jacksonville International Airport is under 45 minutes. Perfect as a primary residence or a low-maintenance investment property.
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Stories: 1
List Price/SqFt: 379.02
Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Year Built: 2004
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Electric Range: 1
Microwave: 1
Refrigerator: 1
Washer: 1
Cooling
Central Air: 1
Current Use
Residential: 1
Fireplace Features
Fireplaces Total: 1
Flooring
Carpet: 1
Tile: 1
Heating
Central: 1
Levels
One: 1
Listing Terms
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Parking Features
Attached: 1
Garage Door Opener: 1
Possession
Close Of Escrow: 1
Road Surface Type
Paved: 1
Roof
Shingle: 1
Sewer
Public Sewer: 1
Utilities
Cable Connected: 1
Electricity Connected: 1
Sewer Connected: 1
Water Connected: 1
View
Pond: 1
Trees/Woods: 1
Water Source
Public: 1
Patio And Porch Features
Rear Porch: 1
Screened: 1
Interior Features
Ceiling Fan(s): 1
Eat-in Kitchen: 1
Open Floorplan: 1
Primary Bathroom -Tub with Separate Shower: 1
DPR Eligible
DPR Eligible: Yes
Location Tax and Legal
Street Number: 96180
Street Name: MONTEGO BAY
County: Nassau
State: FL
Postal Code: 32034
MLS Area Major: 450-Amelia Island-North Of Burney Road
Subdivision Name: Isleworth
Status Change Information
Major Change Timestamp: 2026-05-28T03:08:21Z
Major Change Type: New Listing
Property Features
Levels: One
Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Refrigerator; Washer
Interior Features: Ceiling Fan(s); Eat-in Kitchen; Open Floorplan; Primary Bathroom -Tub with Separate Shower
Flooring: Carpet; Tile
Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected
Cooling: Central Air
Heating: Central
Water Source: Public
Sewer: Public Sewer
Patio And Porch Features: Rear Porch; Screened
Roof: Shingle
Parking Features: Attached; Garage Door Opener
View: Pond; Trees/Woods
Current Use: Residential
Road Surface Type: Paved
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA; VA Loan

Listing Office: ONE SOTHEBY'S INTERNATIONAL REALTY
Source MLS Verified

Last Updated: May - 28 - 2026

Information deemed reliable but not guaranteed.