$959,000
96513 SOAP CREEK Drive
Fernandina Beach, FL 32034
MLS# 2158435
3 beds  |  3 baths

 | 

Coastal Living, Perfectly Refined
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Coastal Living, Perfectly Refined Aerial Community View Chef's Kitchen Open Living Room Bright Dining Space Full House Floor Plan Oversized Three-Car Garage Southern Coastal Curb Appeal 110-web-or-mls-96513 Soap Creek Dr (1 of Charming Front Porch Peaceful Views Inviting Entry Hall Open Concept Living Spacious Gathering Room Perfect Entertaining Spaces Perfect Entertaining Spaces Custom Built-In Fireplace Private Home Office Flexible Office Space Entertainer's Kitchen Expansive Center Island Custom Cabinetry Updated Light Fixtures Two Kitchen Sinks Walk-In Pantry Casual Dining Area Open Dining Room Spacious Primary Retreat Water Views From Every Angle Sitting Area Spa-Inspired Bathroom Walk-In Shower Private Guest Suite Guest Bathroom Secondary Bedroom Updated Guest Bath Spacious Laundry Room Functional Laundry Space Screened Lanai Pond Views Outdoor Summer Kitchen Covered Outdoor Living Peaceful Waterfront Setting Relaxing Outdoor Retreat Backyard Pond View Aerial Property View Marsh Views Beyond Natural Beauty All Around Oyster Bay Harbour Gated Community Entrance Community Pool Perfect Place To Enjoy The Florida Lifestyle Community Courts Evening Strolls Boater's Paradise Evening Views Walking Paths Oyster Bay Yacht Club Bird Watching Low Country Living Aerial View of Oyster Bay Yacht Club Membership Opportunity Beautiful Marsh & Nature Views
Open House (08/08/2026 - 10:00 am - 12:00 pm)

Property Description
Discover the relaxed coastal lifestyle of Oyster Bay Harbour, one of Fernandina Beach's most sought after gated communities. This beautifully updated single story 3-bedroom, 3-bath home offers timeless style, quality craftsmanship, and peaceful pond views. Enjoy a welcoming front porch, screened lanai with summer kitchen, and an open floor plan perfect for everyday living and entertaining. Features include 10 ft ceilings, hardwood floors, plantation shutters, fresh interior paint, custom built-ins with a gas fireplace, custom walk-in pantry, updated lighting, new front door glass, and a spacious 3 car garage. Recent updates include a 2023 HVAC, brand new water softener, refreshed landscaping and irrigation, freshly stained front porch, and serviced whole house generator. Enjoy community pool, tennis, pickleball, plus optional Oyster Bay Yacht Club membership available at a reduced initiation fee. Minutes to Amelia Island beaches and historic downtown Fernandina Beach.

Details
Documents
Contract Information
Property Attached YN: Yes
Current Price: $959,000
Property Sub Type: Single Family Residence
Status: Active
List Price: $959,000
Listing Contract Date: 2026-08-04
Location, Tax, and Legal
Country: US
Parcel Number: 463N28620500800000
Tax Annual Amount: 8072.27
Tax Year: 2025
Tax Legal Description: LOT 80 WATERWAY OAKS AT OYSTER BAY HARBOUR PB 7/93
Zoning Description: PUD
Elementary School: Emma Love Hardee
Middle School: Fernandina Beach
High School: Fernandina Beach
General Property Information
Lot Size Acres: 0.3094
Bathrooms Half: 0
Lot Size Dimensions: 134x89x135x140
Living Area: 2404
Living Area Source: Public Records
CDD Fee YN: No
Accessory Dwelling Unit Y/N: No
Association YN: Yes
Homestead YN: Yes
Association Fee: 425
Association Fee Frequency: Quarterly
Waterfront YN: Yes
Senior Community YN: No
Directions: A1A west from the island to Barnwell Rd. (at Lowe's). Right on Barnwell to end through Oyster Bay gates. Continue straight on Oyster Bay Drive, then left on Soap Creek, house is on the left.
Public Remarks: Discover the relaxed coastal lifestyle of Oyster Bay Harbour, one of Fernandina Beach's most sought after gated communities. This beautifully updated single story 3-bedroom, 3-bath home offers timeless style, quality craftsmanship, and peaceful pond views. Enjoy a welcoming front porch, screened lanai with summer kitchen, and an open floor plan perfect for everyday living and entertaining. Features include 10 ft ceilings, hardwood floors, plantation shutters, fresh interior paint, custom built-ins with a gas fireplace, custom walk-in pantry, updated lighting, new front door glass, and a spacious 3 car garage. Recent updates include a 2023 HVAC, brand new water softener, refreshed landscaping and irrigation, freshly stained front porch, and serviced whole house generator. Enjoy community pool, tennis, pickleball, plus optional Oyster Bay Yacht Club membership available at a reduced initiation fee. Minutes to Amelia Island beaches and historic downtown Fernandina Beach.
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Furnished: Unfurnished
Stories: 1
List Price/SqFt: 398.92
Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Total: 3
Year Built: 2007
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Electric Oven: 1
Electric Range: 1
Freezer: 1
Microwave: 1
Refrigerator: 1
Tankless Water Heater: 1
Washer: 1
Water Softener Owned: 1
Association Amenities
Community Pool: 1
Gated: 1
Pickleball: 1
Security: 1
Association Fee Includes
Maintenance Grounds: 1
Construction Materials
Fiber Cement: 1
Frame: 1
Cooling
Central Air: 1
Electric: 1
Current Use
Residential: 1
Fireplace Features
Fireplaces Total: 1
Gas: 1
Flooring
Carpet: 1
Wood: 1
Heating
Central: 1
Electric: 1
Laundry Features
Electric Dryer Hookup: 1
Sink: 1
Levels
One: 1
Listing Terms
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Lot Features
Irregular Lot: 1
Many Trees: 1
Sprinklers In Front: 1
Sprinklers In Rear: 1
Parking Features
Detached: 1
Garage: 1
Garage Door Opener: 1
Possession
Close Of Escrow: 1
Road Frontage Type
Private Road: 1
Road Surface Type
Asphalt: 1
Roof
Metal: 1
Security Features
Security Gate: 1
Smoke Detector(s): 1
Sewer
Public Sewer: 1
Spa Features
Community: 1
Utilities
Cable Available: 1
Electricity Available: 1
Electricity Connected: 1
Sewer Available: 1
Water Available: 1
Water Connected: 1
Propane: 1
View
Lake: 1
Water: 1
Water Source
Public: 1
Architectural Style
Traditional: 1
Community Features
Fishing: 1
Gated: 1
Patio And Porch Features
Covered: 1
Front Porch: 1
Rear Porch: 1
Screened: 1
Waterfront Features
Lake Front: 1
Interior Features
Breakfast Bar: 1
Built-in Features: 1
Ceiling Fan(s): 1
Eat-in Kitchen: 1
Entrance Foyer: 1
Kitchen Island: 1
Open Floorplan: 1
Pantry: 1
Primary Bathroom -Tub with Separate Shower: 1
Primary Downstairs: 1
Split Bedrooms: 1
Vaulted Ceiling(s): 1
Walk-In Closet(s): 1
Property Condition
Updated/Remodeled: 1
Water Body Access Type
Community: 1
DPR Eligible
DPR Eligible: No
Room Types
Bedroom 1: 1
Bedroom 1 Level: Lower
Bedroom 2: 1
Bedroom 2 Level: Lower
Dining Room: 1
Dining Room Level: Lower
Great Room: 1
Great Room Level: Lower
Kitchen: 1
Kitchen Level: Lower
Primary Bedroom: 1
Primary Bedroom Level: Lower
Location Tax and Legal
Street Number: 96513
Street Name: SOAP CREEK
Street Suffix: Drive
County: Nassau
State: FL
Postal Code: 32034
MLS Area Major: 471-Nassau County-Chester/Pirates Woods Areas
Subdivision Name: Oyster Bay Harbours
Status Change Information
Major Change Timestamp: 2026-08-04T12:08:37Z
Major Change Type: New Listing
Property Features
Architectural Style: Traditional
Levels: One
Property Condition: Updated/Remodeled
Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Freezer; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned
Fireplace Features: Gas
Interior Features: Breakfast Bar; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s)
Flooring: Carpet; Wood
Laundry Features: Electric Dryer Hookup; Sink
Utilities: Cable Available; Electricity Available; Electricity Connected; Sewer Available; Water Available; Water Connected; Propane
Cooling: Central Air; Electric
Heating: Central; Electric
Water Source: Public
Sewer: Public Sewer
Security Features: Security Gate; Smoke Detector(s)
Construction Materials: Fiber Cement; Frame
Patio And Porch Features: Covered; Front Porch; Rear Porch; Screened
Spa Features: Community
Roof: Metal
Parking Features: Detached; Garage; Garage Door Opener
Lot Features: Irregular Lot; Many Trees; Sprinklers In Front; Sprinklers In Rear
View: Lake; Water
Water Body Access Type: Community
Waterfront Features: Lake Front
Current Use: Residential
Association Amenities: Community Pool; Gated; Pickleball; Security
Association Fee Includes: Maintenance Grounds
Community Features: Fishing; Gated
Road Frontage Type: Private Road
Road Surface Type: Asphalt
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA; VA Loan
Room Types: Bedroom 1; Bedroom 2; Dining Room; Great Room; Kitchen; Primary Bedroom
Room Information
Room Name Level Length Width Remarks
Primary BedroomLower20.0014.00Wall to Wall Carpet
Bedroom 1Lower17.0014.00Wall to Wall Carpet
Great RoomLower22.0017.00Wood Flooring
Bedroom 2Lower14.0012.00Wall to Wall Carpet
KitchenLower17.0015.00Wood Flooring
Dining RoomLower14.0011.00Wood Flooring

Listing Office: ONE SOTHEBY'S INTERNATIONAL REALTY
Source MLS Verified

Last Updated: August - 04 - 2026

Information deemed reliable but not guaranteed.